Union CoopDFM:UNIONCOOP -2.21%73 PB Ratio is 1.42 as of Jul. 09, 2026, which is 12% below its 10-year median of 1.61. GuruFocus rates DFM:UNIONCOOP with a GF Score™ of 73/100 and a GF Value™ of د.إ2.77 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,073 Retail - Cyclical companies, Union Coop ranks better than 50.51% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-09), Union Coop's share price is د.إ2.21. Union Coop's Book Value per Share for the quarter that ended in Mar. 2026 was د.إ1.56. Hence, Union Coop's PB Ratio of today is 1.42.
Good Sign:
Union Coop stock PB Ratio (=1.44) is close to 3-year low of 1.37.
The historical rank and industry rank for Union Coop's PB Ratio or its related term are showing as below:
DFM:UNIONCOOP'
s PB Ratio Range Over the Past 10 Years
Min: 1.37 Med: 1.61 Max: 1.79
Current: 1.45
During the past 6 years, Union Coop's highest PB Ratio was 1.79. The lowest was 1.37. And the median was 1.61.
DFM:UNIONCOOP's PB Ratio is ranked better than 50.51% of 1073
companies
in the Retail - Cyclical industry
Industry Median: 1.48
vs DFM:UNIONCOOP: 1.45
During the past 12 months, Union Coop's average Book Value Per Share Growth Rate was 14.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -0.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -2.70% per year.
During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Union Coop was -0.40% per year. The lowest was -6.10% per year. And the median was -1.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Union Coop PB Ratio Related Terms
Union Coop PB Ratio Historical Data
* Premium members only.
The historical data trend for Union Coop's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Department Stores subindustry, Union Coop's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Coop PB Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Union Coop's PB Ratio distribution charts can be found below:
* The bar in red indicates where Union Coop's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Union Coop's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Union Coop (DFM:UNIONCOOP) has a PB Ratio of 1.42 as of Jul. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Union Coop and its competitors. This is 12% below median its historical median of 1.61. Over the past decade, Union Coop's PB Ratio has ranged from 1.37 to 1.79. According to the industry distribution chart, Union Coop ranks #531 out of 1073 companies in the Retail - Cyclical industry, placing it in the top 49.5%.
Is Union Coop's PB Ratio too high?
Union Coop's current PB Ratio of 1.42 is 12% below median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 1.79. The Retail - Cyclical industry median PB Ratio is 1.48. Union Coop's value of 1.42 is 4.1% below this industry median. Based on the distribution chart, Union Coop ranks #531 out of 1073 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Union Coop has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Coop's PB Ratio compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Union Coop ranks #531 out of 1073 companies for PB Ratio. This puts Union Coop in the upper half of its industry. The industry median PB Ratio is 1.48. Union Coop's value of 1.42 is 4.1% below this benchmark. Historically, Union Coop's own PB Ratio has ranged from 1.37 to 1.79 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 1.48, Union Coop has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Retail - Cyclical company?
The median PB Ratio among Retail - Cyclical companies is 1.48, based on 1,073 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Coop's current PB Ratio of 1.42 is 4.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Union Coop and its competitors. For the Retail - Cyclical industry, the median PB Ratio is 1.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Coop's current PB Ratio is 1.42, which is 12% below median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Coop stock overvalued right now?
Based on GuruFocus' analysis, Union Coop (DFM:UNIONCOOP) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ2.77, compared to a current price of د.إ2.21 — trading 20.2% below its estimated fair value. The current PB Ratio is 1.42, which is 12% below median its 10-year median of 1.61 and 4.1% below the Retail - Cyclical industry median of 1.48. Union Coop's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Union Coop (DFM:UNIONCOOP), the current PB Ratio is 1.42 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Coop (DFM:UNIONCOOP) Overvalued in 2026?
Based on GuruFocus' analysis, Union Coop stock appears to be undervalued.
The current stock price of د.إ2.21 is trading 20.2% below its estimated GF Value™ of د.إ2.77.
GuruFocus considers Union Coop to be Modestly Undervalued.
Key valuation signals for DFM:UNIONCOOP:
PB Ratio: 1.42 (12% below median its 10-year median of 1.61)
GF Value™: د.إ2.77 vs. price of د.إ2.21 (20.2% below fair value)
Industry Position: 4.1% below the Retail - Cyclical median (#531 of 1073)
No single metric tells the full story. See the DFM:UNIONCOOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Coop is engaged in establishing and managing hypermarkets in the United Arab Emirates. The company has several branches, and owns shopping centers namely; Al Warqa City Mall, Etihad Mall, Al Barsha Mall, Al Barsha South Mall ,Nad Al Hamar Center ,Al Nahda ,Motor City and Silicon Oasis. The company has also launched a chain of stores under the name of Coop, representing new concepts of shopping, as it includes outlets in addition to one branch of the Mini Coop chain, and Union Coop is the first consumer cooperative in the Middle East to include the concept of smart shopping. The company has three business segments that include retail, e-commerce, and real estate segment. It earns the majority of its revenue from the retail segment.
73GF Score
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