Veritex Holdings (FRA:47Y) PB Ratio: 0.96 (As of Jul. 09, 2026)


FRA:47Y Veritex Holdings Inc FRA:47Y
16 GF Score
Price €25.40
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What is Veritex Holdings PB Ratio?

Veritex Holdings FRA:47Y 16 PB Ratio is 0.96 as of Jul. 09, 2026. GuruFocus rates FRA:47Y with a GF Score™ of 16/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-09), Veritex Holdings's share price is €25.40. Veritex Holdings's Book Value per Share for the quarter that ended in Jun. 2025 was €26.35. Hence, Veritex Holdings's PB Ratio of today is 0.96.

The historical rank and industry rank for Veritex Holdings's PB Ratio or its related term are showing as below:

FRA:47Y's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.09
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Veritex Holdings  (FRA:47Y) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Veritex Holdings PB Ratio Related Terms


Veritex Holdings PB Ratio Historical Data

* Premium members only.

The historical data trend for Veritex Holdings's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Veritex Holdings PB Ratio Chart

Veritex Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.01 1.49 1.06 0.84 0.93

Veritex Holdings Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.86 0.93 0.80 0.84

FRA:47Y vs CCB, BLX, CASH: PB Ratio Comparison

For the Banks - Regional subindustry, Veritex Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Veritex Holdings PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Veritex Holdings's PB Ratio distribution charts can be found below:

* The bar in red indicates where Veritex Holdings's PB Ratio falls into.


FRA:47Y
16GF Score
Veritex Holdings Inc FRA:47Y
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Veritex Holdings PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Veritex Holdings's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2025)
=25.40/26.35
=0.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.96 mean?
Veritex Holdings (FRA:47Y) has a PB Ratio of 0.96 as of Jul. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Veritex Holdings and its competitors.
Is Veritex Holdings' PB Ratio too high?
Veritex Holdings' current PB Ratio is 0.96. The Banks industry median PB Ratio is 1.09. Veritex Holdings' value of 0.96 is 11.9% below this industry median. Overall, Veritex Holdings has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Veritex Holdings' PB Ratio compare to CCB and BLX?
Veritex Holdings' PB Ratio of 0.96 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.09. Veritex Holdings' value of 0.96 is 11.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Veritex Holdings's current PB Ratio of 0.96 is 11.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Veritex Holdings and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Veritex Holdings's current PB Ratio is 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Veritex Holdings stock overvalued right now?
Veritex Holdings (FRA:47Y) has a current PB Ratio of 0.96. The current PB Ratio is 0.96 and 11.9% below the Banks industry median of 1.09. Veritex Holdings' overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Veritex Holdings (FRA:47Y), the current PB Ratio is 0.96 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Veritex Holdings Business Description

Address 8214 Westchester Drive, Suite 800, Dallas, TX, USA, 75225
Veritex Holdings Inc is engaged in the provision of commercial banking products and services to small to medium-sized businesses and professionals. The bank provides a range of banking services to individual and corporate customers, which include commercial and retail lending, and the acceptance of checking and savings deposits. It offers a suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, as well as automated teller machines, and banking by telephone, mail and personal appointment. The company's primary sources of revenue are derived from interest and dividends earned on loans, debt and equity securities and other financial instruments.
16GF Score

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PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.40
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