Hippo HoldingsHIPO -2.93%78 PB Ratio is 1.50 as of Jun. 25, 2026, which is 9% above its 10-year median of 1.38. GuruFocus rates HIPO with a GF Score™ of 78/100 and a GF Value™ of $32.80 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 497 Insurance companies, Hippo Holdings ranks worse than 56.14% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Hippo Holdings's share price is $25.87. Hippo Holdings's Book Value per Share for the quarter that ended in Mar. 2026 was $17.23. Hence, Hippo Holdings's PB Ratio of today is 1.50.
Good Sign:
Hippo Holdings Inc stock PB Ratio (=1.55) is close to 1-year low of 1.44.
The historical rank and industry rank for Hippo Holdings's PB Ratio or its related term are showing as below:
HIPO'
s PB Ratio Range Over the Past 10 Years
Min: 0.42 Med: 1.38 Max: 20.12
Current: 1.5
During the past 6 years, Hippo Holdings's highest PB Ratio was 20.12. The lowest was 0.42. And the median was 1.38.
HIPO's PB Ratio is ranked worse than 56.14% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs HIPO: 1.50
During the past 12 months, Hippo Holdings's average Book Value Per Share Growth Rate was 34.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -12.60% per year.
During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Hippo Holdings was -12.60% per year. The lowest was -27.40% per year. And the median was -20.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Hippo Holdings PB Ratio Related Terms
Hippo Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for Hippo Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Hippo Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hippo Holdings PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Hippo Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Hippo Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Hippo Holdings's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Hippo Holdings (HIPO) has a PB Ratio of 1.50 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hippo Holdings and its competitors. This is near median its historical median of 1.38. Over the past decade, Hippo Holdings' PB Ratio has ranged from 0.42 to 20.12. According to the industry distribution chart, Hippo Holdings ranks #279 out of 497 companies in the Insurance industry, placing it in the top 56.1%.
Is Hippo Holdings' PB Ratio too high?
Hippo Holdings' current PB Ratio of 1.50 is near median its 10-year median of 1.38. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 20.12. The Insurance industry median PB Ratio is 1.38. Hippo Holdings' value of 1.50 is 8.7% above this industry median. Based on the distribution chart, Hippo Holdings ranks #279 out of 497 companies in the Insurance industry, which is below the industry midpoint. Overall, Hippo Holdings has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hippo Holdings' PB Ratio compare to HRTG and DGICA?
According to the Insurance industry distribution chart, Hippo Holdings ranks #279 out of 497 companies for PB Ratio. This places Hippo Holdings in the lower half of its industry. The industry median PB Ratio is 1.38. Hippo Holdings' value of 1.50 is 8.7% above this benchmark. Historically, Hippo Holdings' own PB Ratio has ranged from 0.42 to 20.12 over the past decade. While the company's 10-year median is 1.38 vs. the industry median of 1.38, Hippo Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hippo Holdings's current PB Ratio of 1.50 is 8.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hippo Holdings and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hippo Holdings's current PB Ratio is 1.50, which is near median its own 10-year median of 1.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hippo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hippo Holdings (HIPO) is currently considered Modestly Undervalued. The stock's GF Value™ is $32.80, compared to a current price of $25.87 — trading 21.1% below its estimated fair value. The current PB Ratio is 1.50, which is near median its 10-year median of 1.38 and 8.7% above the Insurance industry median of 1.38. Hippo Holdings' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Hippo Holdings (HIPO), the current PB Ratio is 1.50 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hippo Holdings (HIPO) Overvalued in 2026?
Based on GuruFocus' analysis, Hippo Holdings stock appears to be undervalued.
The current stock price of $25.87 is trading 21.1% below its estimated GF Value™ of $32.80.
GuruFocus considers Hippo Holdings to be Modestly Undervalued.
Key valuation signals for HIPO:
PB Ratio: 1.50 (near median its 10-year median of 1.38)
GF Value™: $32.80 vs. price of $25.87 (21.1% below fair value)
Industry Position: 8.7% above the Insurance median (#279 of 497)
No single metric tells the full story. See the HIPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hippo Holdings Inc is a home insurance group that created a new standard of care and protection for homeowners. It provides insurance for computers, home offices, electronics, appliances, water backup, and service line coverage, among others. It has three reportable segments Services segment earns fees and commission income without assuming underwriting risk or need for reinsurance, Insurance-as-a-Service managed through the company's subsidiary Spinnaker is a platform to support third-party MGAs, and the Hippo Home Insurance Program engaged in homeowners insurance business. It generates the majority of its revenue from the Insurance-as-a-Service segment.
78GF Score
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