IGIC's PB Ratio is ranked worse than 61.8% of 500
companies
in the Insurance industry
Industry Median: 1.39
vs IGIC: 1.80
During the past 12 months, International General Insurance Holdings's average Book Value Per Share Growth Rate was 6.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 25.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 18.10% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of International General Insurance Holdings was 25.50% per year. The lowest was 9.20% per year. And the median was 15.70% per year.
Back to Basics: PB Ratio
International General Insurance Holdings (NAS:IGIC) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
International General Insurance Holdings PB Ratio Related Terms
International General Insurance Holdings PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
International General Insurance Holdings PB Ratio Chart
International General Insurance Holdings Annual Data
For the Insurance - Diversified subindustry, International General Insurance Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
International General Insurance Holdings PB Ratio vs Insurance Industry
International General Insurance Holdings PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
International General Insurance Holdings (IGIC) has a PB Ratio of 1.80 as of Jul. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on International General Insurance Holdings and its competitors. This is 67% above median its historical median of 1.08. Over the past decade, International General Insurance Holdings' PB Ratio has ranged from 0.82 to 1.84. According to the industry distribution chart, International General Insurance Holdings ranks #309 out of 500 companies in the Insurance industry, placing it in the top 61.8%.
Is International General Insurance Holdings' PB Ratio too high?
International General Insurance Holdings' current PB Ratio of 1.80 is 67% above median its 10-year median of 1.08. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 1.84. The Insurance industry median PB Ratio is 1.39. International General Insurance Holdings' value of 1.80 is 29.5% above this industry median. Based on the distribution chart, International General Insurance Holdings ranks #309 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, International General Insurance Holdings has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International General Insurance Holdings' PB Ratio compare to XZO and PLGO?
According to the Insurance industry distribution chart, International General Insurance Holdings ranks #309 out of 500 companies for PB Ratio. This places International General Insurance Holdings in the lower half of its industry. The industry median PB Ratio is 1.39. International General Insurance Holdings' value of 1.80 is 29.5% above this benchmark. Historically, International General Insurance Holdings' own PB Ratio has ranged from 0.82 to 1.84 over the past decade. While the company's 10-year median is 1.08 vs. the industry median of 1.39, International General Insurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.39, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International General Insurance Holdings's current PB Ratio of 1.80 is 29.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on International General Insurance Holdings and its competitors. For the Insurance industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International General Insurance Holdings's current PB Ratio is 1.80, which is 67% above median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International General Insurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, International General Insurance Holdings (IGIC) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.89, compared to a current price of $27.53 — trading 25.8% above its estimated fair value. The current PB Ratio is 1.80, which is 67% above median its 10-year median of 1.08 and 29.5% above the Insurance industry median of 1.39. International General Insurance Holdings' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For International General Insurance Holdings (IGIC), the current PB Ratio is 1.80 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is International General Insurance Holdings (IGIC) Overvalued in 2026?
Based on GuruFocus' analysis, International General Insurance Holdings stock appears to be overvalued.
The current stock price of $27.53 is trading 25.8% above its estimated GF Value™ of $21.89.
GuruFocus considers International General Insurance Holdings to be Modestly Overvalued.
Key valuation signals for IGIC:
PB Ratio: 1.80 (67% above median its 10-year median of 1.08)
GF Value™: $21.89 vs. price of $27.53 (25.8% above fair value)
Industry Position: 29.5% above the Insurance median (#309 of 500)
No single metric tells the full story. See the IGIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
International General Insurance Holdings Business Description
International General Insurance Holdings Ltd is an international specialty insurance and reinsurance group. It underwrites a diversified portfolio of specialty risks including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, marine, contingency and treaty reinsurance. The company's operating segments include Specialty Longtail, Specialty Short tail and Reinsurance. The majority of revenue is derived from the Specialty Short-tail segment, which comprises business lines with underwriting risks assumed in the form of property and specialty lines insurance and of short-term nature with respect to related claims.
73GF Score
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