PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) PB Ratio: 0.32 (As of Jul. 02, 2026) — 97% Below Median


ISX:ASMI PT Asuransi Maximus Graha Persada Tbk ISX:ASMI
64 GF Score
Price Rp14.00
GF Value Rp26.85
Valuation Significantly Undervalued
! 3 Warning Signs
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What is PT Asuransi Maximus Graha Persada Tbk PB Ratio?

PT Asuransi Maximus Graha Persada Tbk ISX:ASMI 64 PB Ratio is 0.32 as of Jul. 02, 2026, which is 97% below its 10-year median of 10.12. GuruFocus rates ISX:ASMI with a GF Score™ of 64/100 and a GF Value™ of Rp26.85 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, PT Asuransi Maximus Graha Persada Tbk ranks better than 96.41% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-02), PT Asuransi Maximus Graha Persada Tbk's share price is Rp14.00. PT Asuransi Maximus Graha Persada Tbk's Book Value per Share for the quarter that ended in Sep. 2025 was Rp43.91. Hence, PT Asuransi Maximus Graha Persada Tbk's PB Ratio of today is 0.32.

Good Sign:

PT Asuransi Maximus Graha Persada Tbk stock PB Ratio (=0.34) is close to 1-year low of 0.34.

The historical rank and industry rank for PT Asuransi Maximus Graha Persada Tbk's PB Ratio or its related term are showing as below:

ISX:ASMI' s PB Ratio Range Over the Past 10 Years
Min: 0.14   Med: 10.12   Max: 24.06
Current: 0.32

During the past 13 years, PT Asuransi Maximus Graha Persada Tbk's highest PB Ratio was 24.06. The lowest was 0.14. And the median was 10.12.

ISX:ASMI's PB Ratio is ranked better than
96.41% of 501 companies
in the Insurance industry
Industry Median: 1.39 vs ISX:ASMI: 0.32

During the past 12 months, PT Asuransi Maximus Graha Persada Tbk's average Book Value Per Share Growth Rate was 6.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -5.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -6.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Asuransi Maximus Graha Persada Tbk was 22.90% per year. The lowest was -10.80% per year. And the median was 7.20% per year.

Back to Basics: PB Ratio


PT Asuransi Maximus Graha Persada Tbk  (ISX:ASMI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


PT Asuransi Maximus Graha Persada Tbk PB Ratio Related Terms


PT Asuransi Maximus Graha Persada Tbk PB Ratio Historical Data

* Premium members only.

The historical data trend for PT Asuransi Maximus Graha Persada Tbk's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Maximus Graha Persada Tbk PB Ratio Chart

PT Asuransi Maximus Graha Persada Tbk Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.00 5.03 2.50 1.16 0.25

PT Asuransi Maximus Graha Persada Tbk Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 0.25 0.27 0.39 0.89

ISX:ASMI vs CB, PGR, TRV: PB Ratio Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Maximus Graha Persada Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Maximus Graha Persada Tbk PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Maximus Graha Persada Tbk's PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Asuransi Maximus Graha Persada Tbk's PB Ratio falls into.


ISX:ASMI
64GF Score
PT Asuransi Maximus Graha Persada Tbk ISX:ASMI
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Maximus Graha Persada Tbk PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

PT Asuransi Maximus Graha Persada Tbk's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2025)
=14.00/43.905
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.32 mean?
PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) has a PB Ratio of 0.32 as of Jul. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors. This is 97% below median its historical median of 10.12. Over the past decade, PT Asuransi Maximus Graha Persada Tbk's PB Ratio has ranged from 0.14 to 24.06. According to the industry distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #18 out of 501 companies in the Insurance industry, placing it in the top 3.6%.
Is PT Asuransi Maximus Graha Persada Tbk's PB Ratio too high?
PT Asuransi Maximus Graha Persada Tbk's current PB Ratio of 0.32 is 97% below median its 10-year median of 10.12. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 24.06. The Insurance industry median PB Ratio is 1.39. PT Asuransi Maximus Graha Persada Tbk's value of 0.32 is 77% below this industry median. Based on the distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #18 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Asuransi Maximus Graha Persada Tbk has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Maximus Graha Persada Tbk's PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #18 out of 501 companies for PB Ratio. This places PT Asuransi Maximus Graha Persada Tbk in the top 4% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.39. PT Asuransi Maximus Graha Persada Tbk's value of 0.32 is 77% below this benchmark. Historically, PT Asuransi Maximus Graha Persada Tbk's own PB Ratio has ranged from 0.14 to 24.06 over the past decade. While the company's 10-year median is 10.12 vs. the industry median of 1.39, PT Asuransi Maximus Graha Persada Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.39, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Maximus Graha Persada Tbk's current PB Ratio of 0.32 is 77% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors. For the Insurance industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Maximus Graha Persada Tbk's current PB Ratio is 0.32, which is 97% below median its own 10-year median of 10.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Maximus Graha Persada Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp26.85, compared to a current price of Rp14.00 — trading 47.9% below its estimated fair value. The current PB Ratio is 0.32, which is 97% below median its 10-year median of 10.12 and 77% below the Insurance industry median of 1.39. PT Asuransi Maximus Graha Persada Tbk's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI), the current PB Ratio is 0.32 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk stock appears to be undervalued. The current stock price of Rp14.00 is trading 47.9% below its estimated GF Value™ of Rp26.85. GuruFocus considers PT Asuransi Maximus Graha Persada Tbk to be Significantly Undervalued.

Key valuation signals for ISX:ASMI:

  • PB Ratio: 0.32 (97% below median its 10-year median of 10.12)
  • GF Value™: Rp26.85 vs. price of Rp14.00 (47.9% below fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 77% below the Insurance median (#18 of 501)

No single metric tells the full story. See the ISX:ASMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Maximus Graha Persada Tbk Business Description

Address Jl. Jend, Sudirman Kav. 52-53, 18 PARC Place Tower B Lt. 8, Sudirman Central Business District, Kebayoran Baru, Jakarta, IDN, 12190
PT Asuransi Maximus Graha Persada Tbk is an Indonesia-based insurance service provider. The company provides insurance services such as motor vehicle insurance, travel insurance, property insurance, marine cargo insurance, money insurance, engineering insurance, and other insurance. The group's operations are located in the geographical areas of Indonesia, namely, Sumatera, Java, Bali, Sulawesi, and Kalimantan. It derives the majority of its revenue from the operations in Jawa. The organization generates prime underwriting revenue by providing motor vehicle insurance services.
64GF Score

Get the complete analysis for ISX:ASMI

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp14.00
Price
Rp26.85
GF Value