LifeStar Holding (MAL:LSR) PB Ratio: 1.31 (As of Jun. 26, 2026) — 36% Above Median


MAL:LSR LifeStar Holding PLC MAL:LSR
34 GF Score
Price €0.50
! 5 Warning Signs
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What is LifeStar Holding PB Ratio?

LifeStar Holding MAL:LSR 34 PB Ratio is 1.31 as of Jun. 26, 2026, which is 36% above its 10-year median of 0.96. GuruFocus rates MAL:LSR with a GF Score™ of 34/100. The stock has 5 warning signs investors should review.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), LifeStar Holding's share price is €0.50. LifeStar Holding's Book Value per Share for the quarter that ended in Dec. 2025 was €0.38. Hence, LifeStar Holding's PB Ratio of today is 1.31.

Warning Sign:

LifeStar Holding PLC stock PB Ratio (=2.56) is close to 10-year high of 2.56.

The historical rank and industry rank for LifeStar Holding's PB Ratio or its related term are showing as below:

MAL:LSR' s PB Ratio Range Over the Past 10 Years
Min: 0.17   Med: 0.96   Max: 2.56
Current: 1.31

During the past 13 years, LifeStar Holding's highest PB Ratio was 2.56. The lowest was 0.17. And the median was 0.96.

MAL:LSR's PB Ratio is not ranked
in the Insurance industry.
Industry Median: 1.38 vs MAL:LSR: 1.31

During the past 12 months, LifeStar Holding's average Book Value Per Share Growth Rate was -6.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -4.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -7.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -13.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of LifeStar Holding was 36.50% per year. The lowest was -30.20% per year. And the median was -10.40% per year.

Back to Basics: PB Ratio


LifeStar Holding  (MAL:LSR) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


LifeStar Holding PB Ratio Related Terms


LifeStar Holding PB Ratio Historical Data

* Premium members only.

The historical data trend for LifeStar Holding's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LifeStar Holding PB Ratio Chart

LifeStar Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.32 2.08 2.36 0.96 2.56

LifeStar Holding Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.36 1.30 0.96 2.47 2.56

MAL:LSR vs MMC, AON, AJG: PB Ratio Comparison

For the Insurance Brokers subindustry, LifeStar Holding's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LifeStar Holding PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, LifeStar Holding's PB Ratio distribution charts can be found below:

* The bar in red indicates where LifeStar Holding's PB Ratio falls into.


MAL:LSR
34GF Score
LifeStar Holding PLC MAL:LSR
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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LifeStar Holding PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

LifeStar Holding's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=0.50/0.381
=1.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.31 mean?
LifeStar Holding (MAL:LSR) has a PB Ratio of 1.31 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on LifeStar Holding and its competitors. This is 36% above median its historical median of 0.96. Over the past decade, LifeStar Holding's PB Ratio has ranged from 0.17 to 2.56.
Is LifeStar Holding's PB Ratio too high?
LifeStar Holding's current PB Ratio of 1.31 is 36% above median its 10-year median of 0.96. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 2.56. The Insurance industry median PB Ratio is 1.38. LifeStar Holding's value of 1.31 is 5.1% below this industry median. Overall, LifeStar Holding has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does LifeStar Holding's PB Ratio compare to MMC and AON?
LifeStar Holding's PB Ratio of 1.31 can be compared against companies in the Insurance industry. The industry median PB Ratio is 1.38. LifeStar Holding's value of 1.31 is 5.1% below this benchmark. Historically, LifeStar Holding's own PB Ratio has ranged from 0.17 to 2.56 over the past decade. While the company's 10-year median is 0.96 vs. the industry median of 1.38, LifeStar Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LifeStar Holding's current PB Ratio of 1.31 is 5.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on LifeStar Holding and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStar Holding's current PB Ratio is 1.31, which is 36% above median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStar Holding stock overvalued right now?
LifeStar Holding (MAL:LSR) has a current PB Ratio of 1.31. The current PB Ratio is 1.31, which is 36% above median its 10-year median of 0.96 and 5.1% below the Insurance industry median of 1.38. LifeStar Holding's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For LifeStar Holding (MAL:LSR), the current PB Ratio is 1.31 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

LifeStar Holding Business Description

Address Testaferrata Street, Ta Xbiex, MLT, XBX 1403
LifeStar Holding PLC is a financial services company registered in Malta. The company operates in four segments namely Investment and advisory services, Business of insurance, Agency and brokerage Services, and Property Services. Geographically, the company operates in Malta.
34GF Score

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