MFBI (Monroe Federal Bancorp) PB Ratio: 0.49 (As of Jun. 27, 2026) — Near Median


MFBI Monroe Federal Bancorp Inc MFBI
6 GF Score
Price $11.72
! 1 Warning Sign
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What is Monroe Federal Bancorp PB Ratio?

Monroe Federal Bancorp MFBI +1.01% 6 PB Ratio is 0.49 as of Jun. 27, 2026, which is at its 10-year median of 0.49. GuruFocus rates MFBI with a GF Score™ of 6/100. The stock has 1 warning sign investors should review. Among 1,516 Banks companies, Monroe Federal Bancorp ranks better than 88.32% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-27), Monroe Federal Bancorp's share price is $11.7166. Monroe Federal Bancorp's Book Value per Share for the quarter that ended in Dec. 2025 was $23.83. Hence, Monroe Federal Bancorp's PB Ratio of today is 0.49.

Good Sign:

Monroe Federal Bancorp Inc stock PB Ratio (=0.49) is close to 1-year low of 0.45.

The historical rank and industry rank for Monroe Federal Bancorp's PB Ratio or its related term are showing as below:

MFBI' s PB Ratio Range Over the Past 10 Years
Min: 0.45   Med: 0.49   Max: 0.74
Current: 0.49

During the past 0 years, Monroe Federal Bancorp's highest PB Ratio was 0.74. The lowest was 0.45. And the median was 0.49.

MFBI's PB Ratio is ranked better than
88.32% of 1516 companies
in the Banks industry
Industry Median: 1.09 vs MFBI: 0.49

Back to Basics: PB Ratio


Monroe Federal Bancorp  (OTCPK:MFBI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Monroe Federal Bancorp PB Ratio Related Terms


Monroe Federal Bancorp PB Ratio Historical Data

* Premium members only.

The historical data trend for Monroe Federal Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Monroe Federal Bancorp PB Ratio Chart

Monroe Federal Bancorp Annual Data
Trend
PB Ratio

Monroe Federal Bancorp Quarterly Data
Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
PB Ratio Get a 7-Day Free Trial 0.00 0.00 0.74 0.51 0.45

MFBI vs LWCL, EWSB, ABBB: PB Ratio Comparison

For the Banks - Regional subindustry, Monroe Federal Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Monroe Federal Bancorp PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Monroe Federal Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Monroe Federal Bancorp's PB Ratio falls into.


MFBI
6GF Score
Monroe Federal Bancorp Inc MFBI
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Monroe Federal Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Monroe Federal Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=11.7166/23.831
=0.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.49 mean?
Monroe Federal Bancorp (MFBI) has a PB Ratio of 0.49 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Monroe Federal Bancorp and its competitors. This is near median its historical median of 0.49. Over the past decade, Monroe Federal Bancorp's PB Ratio has ranged from 0.45 to 0.74. According to the industry distribution chart, Monroe Federal Bancorp ranks #177 out of 1516 companies in the Banks industry, placing it in the top 11.7%.
Is Monroe Federal Bancorp's PB Ratio too high?
Monroe Federal Bancorp's current PB Ratio of 0.49 is near median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 0.74. The Banks industry median PB Ratio is 1.09. Monroe Federal Bancorp's value of 0.49 is 55% below this industry median. Based on the distribution chart, Monroe Federal Bancorp ranks #177 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Monroe Federal Bancorp has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Monroe Federal Bancorp's PB Ratio compare to LWCL and EWSB?
According to the Banks industry distribution chart, Monroe Federal Bancorp ranks #177 out of 1516 companies for PB Ratio. This places Monroe Federal Bancorp in the top 12% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.09. Monroe Federal Bancorp's value of 0.49 is 55% below this benchmark. Historically, Monroe Federal Bancorp's own PB Ratio has ranged from 0.45 to 0.74 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 1.09, Monroe Federal Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Monroe Federal Bancorp's current PB Ratio of 0.49 is 55% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Monroe Federal Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Monroe Federal Bancorp's current PB Ratio is 0.49, which is near median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monroe Federal Bancorp stock overvalued right now?
Monroe Federal Bancorp (MFBI) has a current PB Ratio of 0.49. The current PB Ratio is 0.49, which is near median its 10-year median of 0.49 and 55% below the Banks industry median of 1.09. Monroe Federal Bancorp's overall GF Score™ is 6/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Monroe Federal Bancorp (MFBI), the current PB Ratio is 0.49 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Monroe Federal Bancorp Business Description

Address 24 East Main Street, Tipp City, OH, USA, 45371
Monroe Federal Bancorp Inc is a Financial institution offering various products and services for individual and commercial customers. The main products and services offered include checking, savings, and time deposits, including IRAs, and residential and commercial mortgage loans.
6GF Score

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$11.72
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