Muscat Finance CoOGMUS:MFCI +1.49% PB Ratio is 0.53 as of Jul. 06, 2026, which is 10% above its 10-year median of 0.48. The stock has 1 warning sign investors should review. Among 521 Credit Services companies, Muscat Finance CoOG ranks better than 80.61% on this metric.
The historical rank and industry rank for Muscat Finance CoOG's PB Ratio or its related term are showing as below:
MUS:MFCI'
s PB Ratio Range Over the Past 10 Years
Min: 0.28 Med: 0.48 Max: 0.97
Current: 0.53
During the past 13 years, Muscat Finance CoOG's highest PB Ratio was 0.97. The lowest was 0.28. And the median was 0.48.
MUS:MFCI's PB Ratio is ranked better than 80.61% of 521
companies
in the Credit Services industry
Industry Median: 1.05
vs MUS:MFCI: 0.53
During the past 12 months, Muscat Finance CoOG's average Book Value Per Share Growth Rate was 0.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 0.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 1.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 0.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Muscat Finance CoOG was 14.90% per year. The lowest was -3.30% per year. And the median was 1.80% per year.
Back to Basics: PB Ratio
Muscat Finance CoOG (MUS:MFCI) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Muscat Finance CoOG PB Ratio Related Terms
Muscat Finance CoOG PB Ratio Historical Data
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The historical data trend for Muscat Finance CoOG's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Muscat Finance CoOG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muscat Finance CoOG PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Muscat Finance CoOG's PB Ratio distribution charts can be found below:
* The bar in red indicates where Muscat Finance CoOG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Muscat Finance CoOG (MUS:MFCI) has a PB Ratio of 0.53 as of Jul. 06, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Muscat Finance CoOG and its competitors. This is 10% above median its historical median of 0.48. Over the past decade, Muscat Finance CoOG's PB Ratio has ranged from 0.28 to 0.97. According to the industry distribution chart, Muscat Finance CoOG ranks #101 out of 521 companies in the Credit Services industry, placing it in the top 19.4%.
Is Muscat Finance CoOG's PB Ratio too high?
Muscat Finance CoOG's current PB Ratio of 0.53 is 10% above median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 0.97. The Credit Services industry median PB Ratio is 1.05. Muscat Finance CoOG's value of 0.53 is 49.5% below this industry median. Based on the distribution chart, Muscat Finance CoOG ranks #101 out of 521 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers.
How does Muscat Finance CoOG's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Muscat Finance CoOG ranks #101 out of 521 companies for PB Ratio. This places Muscat Finance CoOG in the top 19% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.05. Muscat Finance CoOG's value of 0.53 is 49.5% below this benchmark. Historically, Muscat Finance CoOG's own PB Ratio has ranged from 0.28 to 0.97 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 1.05, Muscat Finance CoOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muscat Finance CoOG's current PB Ratio of 0.53 is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Muscat Finance CoOG and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muscat Finance CoOG's current PB Ratio is 0.53, which is 10% above median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Finance CoOG (MUS:MFCI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.07, compared to a current price of ر.ع0.07 — trading 2.9% below its estimated fair value. The current PB Ratio is 0.53, which is 10% above median its 10-year median of 0.48 and 49.5% below the Credit Services industry median of 1.05. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Muscat Finance CoOG (MUS:MFCI), the current PB Ratio is 0.53 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Muscat Finance Co Ltd SAOG operates as a non-banking finance company. The company provides financing of vehicles, equipment, warehouse financing, and plant and machinery to businesses in the form of financial leasing. The company also provides short-term finance in the form of factoring of receivables. The company provides loans to individual customers for purchasing vehicles and consumer durables for their personal use. The company's products include hire purchase financing, equipment leasing, debt factoring, working capital financing, and consumer durable loans. All of the operations of the company are carried out in the Sultanate of Oman.
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