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Alinma BankSAU:1150 -4.43%76 PB Ratio is 1.41 as of Jul. 22, 2026, which is 12% below its 10-year median of 1.61. GuruFocus rates SAU:1150 with a GF Score™ of 76/100 and a GF Value™ of ﷼28.63 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,510 Banks companies, Alinma Bank ranks worse than 70.86% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-22), Alinma Bank's share price is ﷼23.51. Alinma Bank's Book Value per Share for the quarter that ended in Mar. 2026 was ﷼16.64. Hence, Alinma Bank's PB Ratio of today is 1.41.
The historical rank and industry rank for Alinma Bank's PB Ratio or its related term are showing as below:
SAU:1150'
s PB Ratio Range Over the Past 10 Years
Min: 0.91 Med: 1.61 Max: 11.73
Current: 1.4
During the past 13 years, Alinma Bank's highest PB Ratio was 11.73. The lowest was 0.91. And the median was 1.61.
SAU:1150's PB Ratio is ranked worse than 70.86% of 1510
companies
in the Banks industry
Industry Median: 1.12
vs SAU:1150: 1.40
During the past 12 months, Alinma Bank's average Book Value Per Share Growth Rate was 15.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 13.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 10.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Alinma Bank was 15.10% per year. The lowest was 1.40% per year. And the median was 5.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Alinma Bank PB Ratio Related Terms
Alinma Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for Alinma Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Alinma Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alinma Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Alinma Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Alinma Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Alinma Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Alinma Bank (SAU:1150) has a PB Ratio of 1.41 as of Jul. 22, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Alinma Bank and its competitors. This is 12% below median its historical median of 1.61. Over the past decade, Alinma Bank's PB Ratio has ranged from 0.91 to 11.73. According to the industry distribution chart, Alinma Bank ranks #1070 out of 1510 companies in the Banks industry, placing it in the top 70.9%.
Is Alinma Bank's PB Ratio too high?
Alinma Bank's current PB Ratio of 1.41 is 12% below median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 11.73. The Banks industry median PB Ratio is 1.12. Alinma Bank's value of 1.41 is 25.9% above this industry median. Based on the distribution chart, Alinma Bank ranks #1070 out of 1510 companies in the Banks industry, which is below the industry midpoint. Overall, Alinma Bank has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alinma Bank's PB Ratio compare to PNC?
According to the Banks industry distribution chart, Alinma Bank ranks #1070 out of 1510 companies for PB Ratio. This places Alinma Bank in the lower half of its industry. The industry median PB Ratio is 1.12. Alinma Bank's value of 1.41 is 25.9% above this benchmark. Historically, Alinma Bank's own PB Ratio has ranged from 0.91 to 11.73 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 1.12, Alinma Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alinma Bank's current PB Ratio of 1.41 is 25.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Alinma Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alinma Bank's current PB Ratio is 1.41, which is 12% below median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alinma Bank stock overvalued right now?
Based on GuruFocus' analysis, Alinma Bank (SAU:1150) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼28.63, compared to a current price of ﷼23.51 — trading 17.9% below its estimated fair value. The current PB Ratio is 1.41, which is 12% below median its 10-year median of 1.61 and 25.9% above the Banks industry median of 1.12. Alinma Bank's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Alinma Bank (SAU:1150), the current PB Ratio is 1.41 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alinma Bank (SAU:1150) Overvalued in 2026?
Based on GuruFocus' analysis, Alinma Bank stock appears to be undervalued.
The current stock price of ﷼23.51 is trading 17.9% below its estimated GF Value™ of ﷼28.63.
GuruFocus considers Alinma Bank to be Modestly Undervalued.
Key valuation signals for SAU:1150:
PB Ratio: 1.41 (12% below median its 10-year median of 1.61)
GF Value™: ﷼28.63 vs. price of ﷼23.51 (17.9% below fair value)
Industry Position: 25.9% above the Banks median (#1070 of 1510)
No single metric tells the full story. See the SAU:1150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alinma Bank provides banking and investment services. The company's reportable segments are: i) Retail Banking: Financing, deposit and other products/services for individuals. ii) Corporate Banking: Financing, deposit and other products and services for corporate, SME and institutional customers. iii) Treasury: Murabahas with banks, investments and treasury services. iv) Investment and brokerage: Asset Management, custodianship, advisory, underwriting and brokerage services. The majority of the company's revenue is generated from the Corporate Banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, Europe, Other GCC and Middle East countries, and Other countries.
76GF Score
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