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SAU:8100's PB Ratio is ranked better than 81.4% of 500
companies
in the Insurance industry
Industry Median: 1.395
vs SAU:8100: 0.75
During the past 12 months, Saudi Arabian Cooperative Insurance Co's average Book Value Per Share Growth Rate was 7.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 20.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Saudi Arabian Cooperative Insurance Co was 100.60% per year. The lowest was -17.70% per year. And the median was -2.15% per year.
Back to Basics: PB Ratio
Saudi Arabian Cooperative Insurance Co (SAU:8100) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Saudi Arabian Cooperative Insurance Co PB Ratio Related Terms
Saudi Arabian Cooperative Insurance Co PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saudi Arabian Cooperative Insurance Co PB Ratio Chart
Saudi Arabian Cooperative Insurance Co Annual Data
For the Insurance - Diversified subindustry, Saudi Arabian Cooperative Insurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saudi Arabian Cooperative Insurance Co PB Ratio vs Insurance Industry
Saudi Arabian Cooperative Insurance Co PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Saudi Arabian Cooperative Insurance Co (SAU:8100) has a PB Ratio of 0.75 as of Jul. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors. This is 50% below median its historical median of 1.50. Over the past decade, Saudi Arabian Cooperative Insurance Co's PB Ratio has ranged from 0.61 to 26.21. According to the industry distribution chart, Saudi Arabian Cooperative Insurance Co ranks #93 out of 500 companies in the Insurance industry, placing it in the top 18.6%.
Is Saudi Arabian Cooperative Insurance Co's PB Ratio too high?
Saudi Arabian Cooperative Insurance Co's current PB Ratio of 0.75 is 50% below median its 10-year median of 1.50. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 26.21. The Insurance industry median PB Ratio is 1.40. Saudi Arabian Cooperative Insurance Co's value of 0.75 is 46.2% below this industry median. Based on the distribution chart, Saudi Arabian Cooperative Insurance Co ranks #93 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Saudi Arabian Cooperative Insurance Co has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Arabian Cooperative Insurance Co's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Saudi Arabian Cooperative Insurance Co ranks #93 out of 500 companies for PB Ratio. This places Saudi Arabian Cooperative Insurance Co in the top 19% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.40. Saudi Arabian Cooperative Insurance Co's value of 0.75 is 46.2% below this benchmark. Historically, Saudi Arabian Cooperative Insurance Co's own PB Ratio has ranged from 0.61 to 26.21 over the past decade. While the company's 10-year median is 1.50 vs. the industry median of 1.40, Saudi Arabian Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Arabian Cooperative Insurance Co's current PB Ratio of 0.75 is 46.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Arabian Cooperative Insurance Co's current PB Ratio is 0.75, which is 50% below median its own 10-year median of 1.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Arabian Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co (SAU:8100) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼16.18, compared to a current price of ﷼10.70 — trading 33.9% below its estimated fair value. The current PB Ratio is 0.75, which is 50% below median its 10-year median of 1.50 and 46.2% below the Insurance industry median of 1.40. Saudi Arabian Cooperative Insurance Co's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Saudi Arabian Cooperative Insurance Co (SAU:8100), the current PB Ratio is 0.75 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saudi Arabian Cooperative Insurance Co (SAU:8100) Overvalued in 2026?
Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co stock appears to be undervalued.
The current stock price of ﷼10.70 is trading 33.9% below its estimated GF Value™ of ﷼16.18.
GuruFocus considers Saudi Arabian Cooperative Insurance Co to be Significantly Undervalued.
Key valuation signals for SAU:8100:
PB Ratio: 0.75 (50% below median its 10-year median of 1.50)
GF Value™: ﷼16.18 vs. price of ﷼10.70 (33.9% below fair value)
Industry Position: 46.2% below the Insurance median (#93 of 500)
No single metric tells the full story. See the SAU:8100 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saudi Arabian Cooperative Insurance Co Business Description
Saudi Arabian Cooperative Insurance Co provides all classes of general and medical insurance. Its product portfolio includes motor insurance, Visitor visa extension, group life, medical insurance, property insurance, marine insurance, and liability insurance, among others. Its segments include Medical insurance, which covers medical costs, medicines, and all other medical services and supplies; Motor insurance, which provides coverage against losses and liability related to motor vehicles, excluding transport insurance.; Property & Casualty, which provides coverage against Fire, Engineering, Marine, Protection & Savings, and Other insurance classes. It derives the majority of the revenue from the motor insurance segment.
65GF Score
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