Societe GeneraleSCGLF 59 PB Ratio is 0.78 as of Jun. 24, 2026, which is 123% above its 10-year median of 0.35. GuruFocus rates SCGLF with a GF Score™ of 59/100 and a GF Value™ of $44.30 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,516 Banks companies, Societe Generale ranks better than 73.48% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), Societe Generale's share price is $88.04. Societe Generale's Book Value per Share for the quarter that ended in Mar. 2026 was $112.43. Hence, Societe Generale's PB Ratio of today is 0.78.
Warning Sign:
Societe Generale SA stock PB Ratio (=0.8) is close to 10-year high of 0.8.
The historical rank and industry rank for Societe Generale's PB Ratio or its related term are showing as below:
SCGLF'
s PB Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.35 Max: 0.8
Current: 0.8
During the past 13 years, Societe Generale's highest PB Ratio was 0.80. The lowest was 0.14. And the median was 0.35.
SCGLF's PB Ratio is ranked better than 73.48% of 1516
companies
in the Banks industry
Industry Median: 1.08
vs SCGLF: 0.80
During the past 12 months, Societe Generale's average Book Value Per Share Growth Rate was 8.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 3.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 1.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Societe Generale was 6.90% per year. The lowest was -0.90% per year. And the median was 3.45% per year.
Back to Basics: PB Ratio
Societe Generale (OTCPK:SCGLF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Societe Generale PB Ratio Related Terms
Societe Generale PB Ratio Historical Data
* Premium members only.
The historical data trend for Societe Generale's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Societe Generale's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Generale PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Societe Generale's PB Ratio distribution charts can be found below:
* The bar in red indicates where Societe Generale's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Societe Generale (SCGLF) has a PB Ratio of 0.78 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Societe Generale and its competitors. This is 123% above median its historical median of 0.35. Over the past decade, Societe Generale's PB Ratio has ranged from 0.14 to 0.80. According to the industry distribution chart, Societe Generale ranks #402 out of 1516 companies in the Banks industry, placing it in the top 26.5%.
Is Societe Generale's PB Ratio too high?
Societe Generale's current PB Ratio of 0.78 is 123% above median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.80. The Banks industry median PB Ratio is 1.08. Societe Generale's value of 0.78 is 27.8% below this industry median. Based on the distribution chart, Societe Generale ranks #402 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Societe Generale has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Societe Generale ranks #402 out of 1516 companies for PB Ratio. This puts Societe Generale in the upper half of its industry. The industry median PB Ratio is 1.08. Societe Generale's value of 0.78 is 27.8% below this benchmark. Historically, Societe Generale's own PB Ratio has ranged from 0.14 to 0.80 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 1.08, Societe Generale has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Generale's current PB Ratio of 0.78 is 27.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Societe Generale and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Generale's current PB Ratio is 0.78, which is 123% above median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale (SCGLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $44.30, compared to a current price of $88.04 — trading 98.7% above its estimated fair value. The current PB Ratio is 0.78, which is 123% above median its 10-year median of 0.35 and 27.8% below the Banks industry median of 1.08. Societe Generale's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Societe Generale (SCGLF), the current PB Ratio is 0.78 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Generale (SCGLF) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Generale stock appears to be overvalued.
The current stock price of $88.04 is trading 98.7% above its estimated GF Value™ of $44.30.
GuruFocus considers Societe Generale to be Significantly Overvalued.
Key valuation signals for SCGLF:
PB Ratio: 0.78 (123% above median its 10-year median of 0.35)
GF Value™: $44.30 vs. price of $88.04 (98.7% above fair value)
Industry Position: 27.8% below the Banks median (#402 of 1516)
No single metric tells the full story. See the SCGLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Société Générale is a diversified European bank whose largest division is its corporate and investment bank, anchored by a well-regarded equity franchise. Its French retail operations include both the traditional branch network and fast-growing digital bank Boursorama. Internationally, Société Générale ranks among the largest banks in the Czech Republic and Romania. It also holds dominant positions in several African markets, though with a smaller earnings contribution. The group is a leading player in vehicle and equipment leasing through ALD Automotive.
59GF Score
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