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Hong Leong FinanceSGX:S41 62 PB Ratio is 0.53 as of Aug. 20, 2026, which is 5% below its 10-year median of 0.56. GuruFocus rates SGX:S41 with a GF Score™ of 62/100 and a GF Value™ of S$3.85 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,513 Banks companies, Hong Leong Finance ranks better than 87.97% on this metric.
Hong Leong Finance Ltd stock PB Ratio (=0.53) is close to 10-year low of 0.49.
The historical rank and industry rank for Hong Leong Finance's PB Ratio or its related term are showing as below:
SGX:S41'
s PB Ratio Range Over the Past 10 Years
Min: 0.49 Med: 0.56 Max: 0.73
Current: 0.52
During the past 13 years, Hong Leong Finance's highest PB Ratio was 0.73. The lowest was 0.49. And the median was 0.56.
SGX:S41's PB Ratio is ranked better than 87.97% of 1513
companies
in the Banks industry
Industry Median: 1.11
vs SGX:S41: 0.52
During the past 12 months, Hong Leong Finance's average Book Value Per Share Growth Rate was 1.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 1.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Hong Leong Finance was 5.70% per year. The lowest was -19.80% per year. And the median was 2.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Hong Leong Finance PB Ratio Related Terms
Hong Leong Finance PB Ratio Historical Data
* Premium members only.
The historical data trend for Hong Leong Finance's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hong Leong Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Finance PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Hong Leong Finance's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Hong Leong Finance (SGX:S41) has a PB Ratio of 0.53 as of Aug. 20, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hong Leong Finance and its competitors. This is near median its historical median of 0.56. Over the past decade, Hong Leong Finance's PB Ratio has ranged from 0.49 to 0.73. According to the industry distribution chart, Hong Leong Finance ranks #182 out of 1513 companies in the Banks industry, placing it in the top 12%.
Is Hong Leong Finance's PB Ratio too high?
Hong Leong Finance's current PB Ratio of 0.53 is near median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 0.73. The Banks industry median PB Ratio is 1.11. Hong Leong Finance's value of 0.53 is 52.3% below this industry median. Based on the distribution chart, Hong Leong Finance ranks #182 out of 1513 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hong Leong Finance has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Finance's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Hong Leong Finance ranks #182 out of 1513 companies for PB Ratio. This places Hong Leong Finance in the top 12% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. Hong Leong Finance's value of 0.53 is 52.3% below this benchmark. Historically, Hong Leong Finance's own PB Ratio has ranged from 0.49 to 0.73 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.11, Hong Leong Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Finance's current PB Ratio of 0.53 is 52.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hong Leong Finance and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Finance's current PB Ratio is 0.53, which is near median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Finance stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Finance (SGX:S41) is currently considered Possible Value Trap. The stock's GF Value™ is S$3.85, compared to a current price of S$2.48 — trading 35.6% below its estimated fair value. The current PB Ratio is 0.53, which is near median its 10-year median of 0.56 and 52.3% below the Banks industry median of 1.11. Hong Leong Finance's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Hong Leong Finance (SGX:S41), the current PB Ratio is 0.53 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Finance (SGX:S41) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Finance stock appears to be undervalued.
The current stock price of S$2.48 is trading 35.6% below its estimated GF Value™ of S$3.85.
GuruFocus considers Hong Leong Finance to be Possible Value Trap.
Key valuation signals for SGX:S41:
PB Ratio: 0.53 (near median its 10-year median of 0.56)
GF Value™: S$3.85 vs. price of S$2.48 (35.6% below fair value)
Industry Position: 52.3% below the Banks median (#182 of 1513)
No single metric tells the full story. See the SGX:S41 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Finance Ltd is a financial institution. The activities of the company are related to financing business and the provision of corporate advisory services. The principal activities of the subsidiaries are the provision of nominee services. It operates exclusively in Singapore. The company's service offerings include SME loans, Personal loans, Deposites and savings, and corporate finance.
62GF Score
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