Tu Liem Urban Development JSCSTC:NTL 57 PB Ratio is 1.15 as of Jul. 01, 2026, which is 3% below its 10-year median of 1.19. GuruFocus rates STC:NTL with a GF Score™ of 57/100 and a GF Value™ of ₫535.81 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,716 Construction companies, Tu Liem Urban Development JSC ranks better than 55.59% on this metric.
Tu Liem Urban Development JSC stock PB Ratio (=1.16) is close to 1-year low of 1.16.
The historical rank and industry rank for Tu Liem Urban Development JSC's PB Ratio or its related term are showing as below:
STC:NTL'
s PB Ratio Range Over the Past 10 Years
Min: 0.56 Med: 1.19 Max: 2.23
Current: 1.16
During the past 13 years, Tu Liem Urban Development JSC's highest PB Ratio was 2.23. The lowest was 0.56. And the median was 1.19.
STC:NTL's PB Ratio is ranked better than 55.59% of 1716
companies
in the Construction industry
Industry Median: 1.325
vs STC:NTL: 1.16
During the past 12 months, Tu Liem Urban Development JSC's average Book Value Per Share Growth Rate was -7.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Tu Liem Urban Development JSC was 19.30% per year. The lowest was -12.70% per year. And the median was 5.60% per year.
Back to Basics: PB Ratio
Tu Liem Urban Development JSC (STC:NTL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Tu Liem Urban Development JSC PB Ratio Related Terms
Tu Liem Urban Development JSC PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Engineering & Construction subindustry, Tu Liem Urban Development JSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tu Liem Urban Development JSC PB Ratio vs Construction Industry
For the Construction industry and Industrials sector, Tu Liem Urban Development JSC's PB Ratio distribution charts can be found below:
* The bar in red indicates where Tu Liem Urban Development JSC's PB Ratio falls into.
Tu Liem Urban Development JSC PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Tu Liem Urban Development JSC (STC:NTL) has a PB Ratio of 1.15 as of Jul. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Tu Liem Urban Development JSC and its competitors. This is near median its historical median of 1.19. Over the past decade, Tu Liem Urban Development JSC's PB Ratio has ranged from 0.56 to 2.23. According to the industry distribution chart, Tu Liem Urban Development JSC ranks #762 out of 1716 companies in the Construction industry, placing it in the top 44.4%.
Is Tu Liem Urban Development JSC's PB Ratio too high?
Tu Liem Urban Development JSC's current PB Ratio of 1.15 is near median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 2.23. The Construction industry median PB Ratio is 1.33. Tu Liem Urban Development JSC's value of 1.15 is 13.2% below this industry median. Based on the distribution chart, Tu Liem Urban Development JSC ranks #762 out of 1716 companies in the Construction industry, which is above the industry midpoint. Overall, Tu Liem Urban Development JSC has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tu Liem Urban Development JSC's PB Ratio compare to PWR and FIX?
According to the Construction industry distribution chart, Tu Liem Urban Development JSC ranks #762 out of 1716 companies for PB Ratio. This puts Tu Liem Urban Development JSC in the upper half of its industry. The industry median PB Ratio is 1.33. Tu Liem Urban Development JSC's value of 1.15 is 13.2% below this benchmark. Historically, Tu Liem Urban Development JSC's own PB Ratio has ranged from 0.56 to 2.23 over the past decade. While the company's 10-year median is 1.19 vs. the industry median of 1.33, Tu Liem Urban Development JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Construction company?
The median PB Ratio among Construction companies is 1.33, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tu Liem Urban Development JSC's current PB Ratio of 1.15 is 13.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Tu Liem Urban Development JSC and its competitors. For the Construction industry, the median PB Ratio is 1.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tu Liem Urban Development JSC's current PB Ratio is 1.15, which is near median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tu Liem Urban Development JSC stock overvalued right now?
Based on GuruFocus' analysis, Tu Liem Urban Development JSC (STC:NTL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫535.81, compared to a current price of ₫15,350.00 — trading 2764.8% above its estimated fair value. The current PB Ratio is 1.15, which is near median its 10-year median of 1.19 and 13.2% below the Construction industry median of 1.33. Tu Liem Urban Development JSC's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Tu Liem Urban Development JSC (STC:NTL), the current PB Ratio is 1.15 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tu Liem Urban Development JSC (STC:NTL) Overvalued in 2026?
Based on GuruFocus' analysis, Tu Liem Urban Development JSC stock appears to be overvalued.
The current stock price of ₫15,350.00 is trading 2764.8% above its estimated GF Value™ of ₫535.81.
GuruFocus considers Tu Liem Urban Development JSC to be Significantly Overvalued.
Key valuation signals for STC:NTL:
PB Ratio: 1.15 (near median its 10-year median of 1.19)
GF Value™: ₫535.81 vs. price of ₫15,350.00 (2764.8% above fair value)
Industry Position: 13.2% below the Construction median (#762 of 1716)
No single metric tells the full story. See the STC:NTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tu Liem Urban Development JSC Business Description
Tu Liem Urban Development JSC is engaged in the field of construction and investment in urban areas in Vietnam, affirming the value of a prestigious and sustainable brand domestically as well as in the international market.
57GF Score
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