TBC Bank GroupTBCCF +4.60%88 PB Ratio is 1.39 as of Jun. 26, 2026, which is 14% above its 10-year median of 1.22. GuruFocus rates TBCCF with a GF Score™ of 88/100 and a GF Value™ of $60.79 (Fairly Valued). Among 1,516 Banks companies, TBC Bank Group ranks worse than 72.36% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), TBC Bank Group's share price is $60.28. TBC Bank Group's Book Value per Share for the quarter that ended in Mar. 2026 was $43.44. Hence, TBC Bank Group's PB Ratio of today is 1.39.
The historical rank and industry rank for TBC Bank Group's PB Ratio or its related term are showing as below:
TBCCF'
s PB Ratio Range Over the Past 10 Years
Min: 0.5 Med: 1.22 Max: 2.12
Current: 1.41
During the past 13 years, TBC Bank Group's highest PB Ratio was 2.12. The lowest was 0.50. And the median was 1.22.
TBCCF's PB Ratio is ranked worse than 72.36% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs TBCCF: 1.41
During the past 12 months, TBC Bank Group's average Book Value Per Share Growth Rate was 15.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 16.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 17.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 16.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of TBC Bank Group was 27.00% per year. The lowest was 14.00% per year. And the median was 17.05% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
TBC Bank Group PB Ratio Related Terms
TBC Bank Group PB Ratio Historical Data
* Premium members only.
The historical data trend for TBC Bank Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, TBC Bank Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TBC Bank Group PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, TBC Bank Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where TBC Bank Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
TBC Bank Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
TBC Bank Group (TBCCF) has a PB Ratio of 1.39 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on TBC Bank Group and its competitors. This is 14% above median its historical median of 1.22. Over the past decade, TBC Bank Group's PB Ratio has ranged from 0.50 to 2.12. According to the industry distribution chart, TBC Bank Group ranks #1097 out of 1516 companies in the Banks industry, placing it in the top 72.4%.
Is TBC Bank Group's PB Ratio too high?
TBC Bank Group's current PB Ratio of 1.39 is 14% above median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 2.12. The Banks industry median PB Ratio is 1.09. TBC Bank Group's value of 1.39 is 27.5% above this industry median. Based on the distribution chart, TBC Bank Group ranks #1097 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, TBC Bank Group has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TBC Bank Group's PB Ratio compare to competitors?
According to the Banks industry distribution chart, TBC Bank Group ranks #1097 out of 1516 companies for PB Ratio. This places TBC Bank Group in the lower half of its industry. The industry median PB Ratio is 1.09. TBC Bank Group's value of 1.39 is 27.5% above this benchmark. Historically, TBC Bank Group's own PB Ratio has ranged from 0.50 to 2.12 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 1.09, TBC Bank Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TBC Bank Group's current PB Ratio of 1.39 is 27.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on TBC Bank Group and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TBC Bank Group's current PB Ratio is 1.39, which is 14% above median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TBC Bank Group stock overvalued right now?
Based on GuruFocus' analysis, TBC Bank Group (TBCCF) is currently considered Fairly Valued. The stock's GF Value™ is $60.79, compared to a current price of $60.28 — trading 0.8% below its estimated fair value. The current PB Ratio is 1.39, which is 14% above median its 10-year median of 1.22 and 27.5% above the Banks industry median of 1.09. TBC Bank Group's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For TBC Bank Group (TBCCF), the current PB Ratio is 1.39 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TBC Bank Group (TBCCF) Overvalued in 2026?
Based on GuruFocus' analysis, TBC Bank Group stock appears to be undervalued.
The current stock price of $60.28 is trading 0.8% below its estimated GF Value™ of $60.79.
GuruFocus considers TBC Bank Group to be Fairly Valued.
Key valuation signals for TBCCF:
PB Ratio: 1.39 (14% above median its 10-year median of 1.22)
GF Value™: $60.79 vs. price of $60.28 (0.8% below fair value)
Industry Position: 27.5% above the Banks median (#1097 of 1516)
No single metric tells the full story. See the TBCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TBC Bank Group PLC is a UK-based banking group. The business activities of the company involves universal banking operations within Georgia. The bank is focused on financial services activities, and the majority of its total assets relate to banking, insurance, leasing, brokerage, and corporate advisory services. Its operating segments include Georgian financial services (Georgia FS), which includes corporate and investment banking (CIB), Retail - non-business individual customers; Micro, Small, and Medium Enterprises: (MSME); Uzbekistan; and Other Operations.
88GF Score
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