Winchester BancorpWSBK +0.63%8 PB Ratio is 0.99 as of Jul. 03, 2026, which is 13% above its 10-year median of 0.88. GuruFocus rates WSBK with a GF Score™ of 8/100. The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Winchester Bancorp ranks better than 59.39% on this metric.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Winchester Bancorp PB Ratio Related Terms
Winchester Bancorp PB Ratio Historical Data
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The historical data trend for Winchester Bancorp's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Winchester Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Winchester Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Winchester Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where Winchester Bancorp's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Winchester Bancorp (WSBK) has a PB Ratio of 0.99 as of Jul. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Winchester Bancorp and its competitors. This is 13% above median its historical median of 0.88. Over the past decade, Winchester Bancorp's PB Ratio has ranged from 0.70 to 1.04. According to the industry distribution chart, Winchester Bancorp ranks #616 out of 1517 companies in the Banks industry, placing it in the top 40.6%.
Is Winchester Bancorp's PB Ratio too high?
Winchester Bancorp's current PB Ratio of 0.99 is 13% above median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 1.04. The Banks industry median PB Ratio is 1.10. Winchester Bancorp's value of 0.99 is 10% below this industry median. Based on the distribution chart, Winchester Bancorp ranks #616 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Winchester Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Winchester Bancorp's PB Ratio compare to SFDL and JDVB?
According to the Banks industry distribution chart, Winchester Bancorp ranks #616 out of 1517 companies for PB Ratio. This puts Winchester Bancorp in the upper half of its industry. The industry median PB Ratio is 1.10. Winchester Bancorp's value of 0.99 is 10% below this benchmark. Historically, Winchester Bancorp's own PB Ratio has ranged from 0.70 to 1.04 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 1.10, Winchester Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Winchester Bancorp's current PB Ratio of 0.99 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Winchester Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Winchester Bancorp's current PB Ratio is 0.99, which is 13% above median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Winchester Bancorp stock overvalued right now?
Winchester Bancorp (WSBK) has a current PB Ratio of 0.99. The current PB Ratio is 0.99, which is 13% above median its 10-year median of 0.88 and 10% below the Banks industry median of 1.10. Winchester Bancorp's overall GF Score™ is 8/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Winchester Bancorp (WSBK), the current PB Ratio is 0.99 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Winchester Bancorp Inc provides a variety of financial services to individuals and small businesses through its offices in Winchester, Woburn, Danvers and Arlington, Massachusetts. Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are residential and commercial real estate loans.
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