CTOS Digital Bhd (XKLS:5301) PB Ratio: 2.59 (As of Jul. 02, 2026) — 55% Below Median


XKLS:5301 CTOS Digital Bhd XKLS:5301
85 GF Score
Price RM0.69
GF Value RM1.41
Valuation Significantly Undervalued
! 5 Warning Signs
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What is CTOS Digital Bhd PB Ratio?

CTOS Digital Bhd XKLS:5301 -0.72% 85 PB Ratio is 2.59 as of Jul. 02, 2026, which is 55% below its 10-year median of 5.73. GuruFocus rates XKLS:5301 with a GF Score™ of 85/100 and a GF Value™ of RM1.41 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 782 Capital Markets companies, CTOS Digital Bhd ranks worse than 71.61% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-02), CTOS Digital Bhd's share price is RM0.685. CTOS Digital Bhd's Book Value per Share for the quarter that ended in Mar. 2026 was RM0.26. Hence, CTOS Digital Bhd's PB Ratio of today is 2.59.

The historical rank and industry rank for CTOS Digital Bhd's PB Ratio or its related term are showing as below:

XKLS:5301' s PB Ratio Range Over the Past 10 Years
Min: 2.33   Med: 5.73   Max: 15.04
Current: 2.58

During the past 8 years, CTOS Digital Bhd's highest PB Ratio was 15.04. The lowest was 2.33. And the median was 5.73.

XKLS:5301's PB Ratio is ranked worse than
71.61% of 782 companies
in the Capital Markets industry
Industry Median: 1.335 vs XKLS:5301: 2.58

During the past 12 months, CTOS Digital Bhd's average Book Value Per Share Growth Rate was 2.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 34.60% per year.

During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of CTOS Digital Bhd was 83.40% per year. The lowest was 6.30% per year. And the median was 72.60% per year.

Back to Basics: PB Ratio


CTOS Digital Bhd  (XKLS:5301) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


CTOS Digital Bhd PB Ratio Related Terms


CTOS Digital Bhd PB Ratio Historical Data

* Premium members only.

The historical data trend for CTOS Digital Bhd's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CTOS Digital Bhd PB Ratio Chart

CTOS Digital Bhd Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 12.93 6.40 5.49 4.60 3.01

CTOS Digital Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.46 3.62 3.58 3.01 2.35

XKLS:5301 vs SPGI, CME, MCO: PB Ratio Comparison

For the Financial Data & Stock Exchanges subindustry, CTOS Digital Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CTOS Digital Bhd PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, CTOS Digital Bhd's PB Ratio distribution charts can be found below:

* The bar in red indicates where CTOS Digital Bhd's PB Ratio falls into.


XKLS:5301
85GF Score
CTOS Digital Bhd XKLS:5301
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CTOS Digital Bhd PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

CTOS Digital Bhd's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=0.685/0.264
=2.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 2.59 mean?
CTOS Digital Bhd (XKLS:5301) has a PB Ratio of 2.59 as of Jul. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CTOS Digital Bhd and its competitors. This is 55% below median its historical median of 5.73. Over the past decade, CTOS Digital Bhd's PB Ratio has ranged from 2.33 to 15.04. According to the industry distribution chart, CTOS Digital Bhd ranks #560 out of 782 companies in the Capital Markets industry, placing it in the top 71.6%.
Is CTOS Digital Bhd's PB Ratio too high?
CTOS Digital Bhd's current PB Ratio of 2.59 is 55% below median its 10-year median of 5.73. Over the past 10 years, this metric has ranged from a low of 2.33 to a high of 15.04. The Capital Markets industry median PB Ratio is 1.34. CTOS Digital Bhd's value of 2.59 is 94% above this industry median. Based on the distribution chart, CTOS Digital Bhd ranks #560 out of 782 companies in the Capital Markets industry, which is below the industry midpoint. Overall, CTOS Digital Bhd has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CTOS Digital Bhd's PB Ratio compare to SPGI and CME?
According to the Capital Markets industry distribution chart, CTOS Digital Bhd ranks #560 out of 782 companies for PB Ratio. This places CTOS Digital Bhd in the lower half of its industry. The industry median PB Ratio is 1.34. CTOS Digital Bhd's value of 2.59 is 94% above this benchmark. Historically, CTOS Digital Bhd's own PB Ratio has ranged from 2.33 to 15.04 over the past decade. While the company's 10-year median is 5.73 vs. the industry median of 1.34, CTOS Digital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.34, based on 782 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTOS Digital Bhd's current PB Ratio of 2.59 is 94% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CTOS Digital Bhd and its competitors. For the Capital Markets industry, the median PB Ratio is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTOS Digital Bhd's current PB Ratio is 2.59, which is 55% below median its own 10-year median of 5.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTOS Digital Bhd stock overvalued right now?
Based on GuruFocus' analysis, CTOS Digital Bhd (XKLS:5301) is currently considered Significantly Undervalued. The stock's GF Value™ is RM1.41, compared to a current price of RM0.69 — trading 51.4% below its estimated fair value. The current PB Ratio is 2.59, which is 55% below median its 10-year median of 5.73 and 94% above the Capital Markets industry median of 1.34. CTOS Digital Bhd's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For CTOS Digital Bhd (XKLS:5301), the current PB Ratio is 2.59 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CTOS Digital Bhd (XKLS:5301) Overvalued in 2026?

Based on GuruFocus' analysis, CTOS Digital Bhd stock appears to be undervalued. The current stock price of RM0.69 is trading 51.4% below its estimated GF Value™ of RM1.41. GuruFocus considers CTOS Digital Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:5301:

  • PB Ratio: 2.59 (55% below median its 10-year median of 5.73)
  • GF Value™: RM1.41 vs. price of RM0.69 (51.4% below fair value)
  • GF Score™: 85/100 with 5 warning signs
  • Industry Position: 94% above the Capital Markets median (#560 of 782)

No single metric tells the full story. See the XKLS:5301 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CTOS Digital Bhd Business Description

Address No. 6, Persiaran Barat, Seksyen 52, Level 17, Menara CelcomDigi, Petaling Jaya, Selangor, MYS, 46200
CTOS Digital Bhd is engaged in activities such as credit reporting agency, digital software-related services including software development, outsourcing, provision of training services, and provision of alternative data credit scoring. It serves three types of customers, namely Key Accounts, Commercial, and Direct-to-Consumer. The company's geographical segments include Malaysia which generates key revenue, and International.
85GF Score

Get the complete analysis for XKLS:5301

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.69
Price
RM1.41
GF Value