L agence Automobiliere (XPAR:MLAA) PB Ratio: 10.89 (As of Jul. 08, 2026) — Near Median


XPAR:MLAA L agence Automobiliere SA XPAR:MLAA
33 GF Score
Price €2.20
GF Value €5.49
Valuation Possible Value Trap
! 2 Warning Signs
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What is L agence Automobiliere PB Ratio?

L agence Automobiliere XPAR:MLAA 33 PB Ratio is 10.89 as of Jul. 08, 2026, which is 9% below its 10-year median of 12.01. GuruFocus rates XPAR:MLAA with a GF Score™ of 33/100 and a GF Value™ of €5.49 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,295 Vehicles & Parts companies, L agence Automobiliere ranks worse than 96.37% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-08), L agence Automobiliere's share price is €2.20. L agence Automobiliere's Book Value per Share for the quarter that ended in Dec. 2024 was €0.20. Hence, L agence Automobiliere's PB Ratio of today is 10.89.

The historical rank and industry rank for L agence Automobiliere's PB Ratio or its related term are showing as below:

XPAR:MLAA' s PB Ratio Range Over the Past 10 Years
Min: 1.5   Med: 12.01   Max: 73.53
Current: 10.89

During the past 4 years, L agence Automobiliere's highest PB Ratio was 73.53. The lowest was 1.50. And the median was 12.01.

XPAR:MLAA's PB Ratio is ranked worse than
96.37% of 1295 companies
in the Vehicles & Parts industry
Industry Median: 1.4 vs XPAR:MLAA: 10.89

During the past 12 months, L agence Automobiliere's average Book Value Per Share Growth Rate was 8.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 26.00% per year.

During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of L agence Automobiliere was 26.00% per year. The lowest was 26.00% per year. And the median was 26.00% per year.

Back to Basics: PB Ratio


L agence Automobiliere  (XPAR:MLAA) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


L agence Automobiliere PB Ratio Related Terms


L agence Automobiliere PB Ratio Historical Data

* Premium members only.

The historical data trend for L agence Automobiliere's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

L agence Automobiliere PB Ratio Chart

L agence Automobiliere Annual Data
Trend Dec19 Dec20 Dec23 Dec24
PB Ratio
0.00 0.00 22.46 2.87

L agence Automobiliere Semi-Annual Data
Dec19 Dec20 Dec23 Dec24
PB Ratio 0.00 0.00 22.46 2.87

XPAR:MLAA vs CVNA, PAG, ALTB: PB Ratio Comparison

For the Auto & Truck Dealerships subindustry, L agence Automobiliere's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


L agence Automobiliere PB Ratio vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, L agence Automobiliere's PB Ratio distribution charts can be found below:

* The bar in red indicates where L agence Automobiliere's PB Ratio falls into.


XPAR:MLAA
33GF Score
L agence Automobiliere SA XPAR:MLAA
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

L agence Automobiliere PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

L agence Automobiliere's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=2.20/0.202
=10.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 10.89 mean?
L agence Automobiliere (XPAR:MLAA) has a PB Ratio of 10.89 as of Jul. 08, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on L agence Automobiliere and its competitors. This is near median its historical median of 12.01. Over the past decade, L agence Automobiliere's PB Ratio has ranged from 1.50 to 73.53. According to the industry distribution chart, L agence Automobiliere ranks #1248 out of 1295 companies in the Vehicles & Parts industry, placing it in the top 96.4%.
Is L agence Automobiliere's PB Ratio too high?
L agence Automobiliere's current PB Ratio of 10.89 is near median its 10-year median of 12.01. Over the past 10 years, this metric has ranged from a low of 1.50 to a high of 73.53. The Vehicles & Parts industry median PB Ratio is 1.40. L agence Automobiliere's value of 10.89 is 677.9% above this industry median. Based on the distribution chart, L agence Automobiliere ranks #1248 out of 1295 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, L agence Automobiliere has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does L agence Automobiliere's PB Ratio compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, L agence Automobiliere ranks #1248 out of 1295 companies for PB Ratio. This places L agence Automobiliere in the lower half of its industry. The industry median PB Ratio is 1.40. L agence Automobiliere's value of 10.89 is 677.9% above this benchmark. Historically, L agence Automobiliere's own PB Ratio has ranged from 1.50 to 73.53 over the past decade. While the company's 10-year median is 12.01 vs. the industry median of 1.40, L agence Automobiliere has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Vehicles & Parts company?
The median PB Ratio among Vehicles & Parts companies is 1.40, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. L agence Automobiliere's current PB Ratio of 10.89 is 677.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on L agence Automobiliere and its competitors. For the Vehicles & Parts industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. L agence Automobiliere's current PB Ratio is 10.89, which is near median its own 10-year median of 12.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is L agence Automobiliere stock overvalued right now?
Based on GuruFocus' analysis, L agence Automobiliere (XPAR:MLAA) is currently considered Possible Value Trap. The stock's GF Value™ is €5.49, compared to a current price of €2.20 — trading 59.9% below its estimated fair value. The current PB Ratio is 10.89, which is near median its 10-year median of 12.01 and 677.9% above the Vehicles & Parts industry median of 1.40. L agence Automobiliere's overall GF Score™ is 33/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For L agence Automobiliere (XPAR:MLAA), the current PB Ratio is 10.89 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is L agence Automobiliere (XPAR:MLAA) Overvalued in 2026?

Based on GuruFocus' analysis, L agence Automobiliere stock appears to be undervalued. The current stock price of €2.20 is trading 59.9% below its estimated GF Value™ of €5.49. GuruFocus considers L agence Automobiliere to be Possible Value Trap.

Key valuation signals for XPAR:MLAA:

  • PB Ratio: 10.89 (near median its 10-year median of 12.01)
  • GF Value™: €5.49 vs. price of €2.20 (59.9% below fair value)
  • GF Score™: 33/100 with 2 warning signs
  • Industry Position: 677.9% above the Vehicles & Parts median (#1248 of 1295)

No single metric tells the full story. See the XPAR:MLAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


L agence Automobiliere Business Description

Address Zone Actipolis 1, 24A Route Departementale 201, Sausheim, FRA, FR-68390
L agence Automobiliere SA is specialized in the purchase and sale of used vehicles. The company also offers services in financing, insurance, assistance and other. It has over 90 branches located in Europe.
33GF Score

Get the complete analysis for XPAR:MLAA

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.20
Price
€5.49
GF Value