Grupo Financiero Bg (XPTY:BGFG) PB Ratio: 3.30 (As of Jul. 07, 2026) — 39% Above Median


XPTY:BGFG Grupo Financiero Bg SA XPTY:BGFG
77 GF Score
Price $150.01
GF Value $110.92
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Grupo Financiero Bg PB Ratio?

Grupo Financiero Bg XPTY:BGFG 77 PB Ratio is 3.30 as of Jul. 07, 2026, which is 39% above its 10-year median of 2.37. GuruFocus rates XPTY:BGFG with a GF Score™ of 77/100 and a GF Value™ of $110.92 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,518 Banks companies, Grupo Financiero Bg ranks worse than 96.57% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-07), Grupo Financiero Bg's share price is $150.01. Grupo Financiero Bg's Book Value per Share for the quarter that ended in Mar. 2026 was $45.40. Hence, Grupo Financiero Bg's PB Ratio of today is 3.30.

Warning Sign:

Grupo Financiero Bg SA stock PB Ratio (=3.31) is close to 10-year high of 3.31.

The historical rank and industry rank for Grupo Financiero Bg's PB Ratio or its related term are showing as below:

XPTY:BGFG' s PB Ratio Range Over the Past 10 Years
Min: 1.28   Med: 2.37   Max: 3.31
Current: 3.31

During the past 13 years, Grupo Financiero Bg's highest PB Ratio was 3.31. The lowest was 1.28. And the median was 2.37.

XPTY:BGFG's PB Ratio is ranked worse than
96.57% of 1518 companies
in the Banks industry
Industry Median: 1.1 vs XPTY:BGFG: 3.31

During the past 12 months, Grupo Financiero Bg's average Book Value Per Share Growth Rate was 7.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 5.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 6.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Grupo Financiero Bg was 9.60% per year. The lowest was 1.20% per year. And the median was 7.80% per year.

Back to Basics: PB Ratio


Grupo Financiero Bg  (XPTY:BGFG) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Grupo Financiero Bg PB Ratio Related Terms


Grupo Financiero Bg PB Ratio Historical Data

* Premium members only.

The historical data trend for Grupo Financiero Bg's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Bg PB Ratio Chart

Grupo Financiero Bg Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.97 2.05 2.10 2.32 2.65

Grupo Financiero Bg Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.36 2.41 2.31 2.65 2.91

XPTY:BGFG vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Grupo Financiero Bg's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero Bg PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero Bg's PB Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Financiero Bg's PB Ratio falls into.


XPTY:BGFG
77GF Score
Grupo Financiero Bg SA XPTY:BGFG
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Financiero Bg PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Grupo Financiero Bg's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=150.01/45.396
=3.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 3.30 mean?
Grupo Financiero Bg (XPTY:BGFG) has a PB Ratio of 3.30 as of Jul. 07, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Grupo Financiero Bg and its competitors. This is 39% above median its historical median of 2.37. Over the past decade, Grupo Financiero Bg's PB Ratio has ranged from 1.28 to 3.31. According to the industry distribution chart, Grupo Financiero Bg ranks #1466 out of 1518 companies in the Banks industry, placing it in the top 96.6%.
Is Grupo Financiero Bg's PB Ratio too high?
Grupo Financiero Bg's current PB Ratio of 3.30 is 39% above median its 10-year median of 2.37. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 3.31. The Banks industry median PB Ratio is 1.10. Grupo Financiero Bg's value of 3.30 is 200% above this industry median. Based on the distribution chart, Grupo Financiero Bg ranks #1466 out of 1518 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Financiero Bg has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Bg's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero Bg ranks #1466 out of 1518 companies for PB Ratio. This places Grupo Financiero Bg in the lower half of its industry. The industry median PB Ratio is 1.10. Grupo Financiero Bg's value of 3.30 is 200% above this benchmark. Historically, Grupo Financiero Bg's own PB Ratio has ranged from 1.28 to 3.31 over the past decade. While the company's 10-year median is 2.37 vs. the industry median of 1.10, Grupo Financiero Bg has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Bg's current PB Ratio of 3.30 is 200% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Grupo Financiero Bg and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Bg's current PB Ratio is 3.30, which is 39% above median its own 10-year median of 2.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Bg stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Bg (XPTY:BGFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $110.92, compared to a current price of $150.01 — trading 35.2% above its estimated fair value. The current PB Ratio is 3.30, which is 39% above median its 10-year median of 2.37 and 200% above the Banks industry median of 1.10. Grupo Financiero Bg's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Grupo Financiero Bg (XPTY:BGFG), the current PB Ratio is 3.30 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Bg (XPTY:BGFG) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Bg stock appears to be overvalued. The current stock price of $150.01 is trading 35.2% above its estimated GF Value™ of $110.92. GuruFocus considers Grupo Financiero Bg to be Significantly Overvalued.

Key valuation signals for XPTY:BGFG:

  • PB Ratio: 3.30 (39% above median its 10-year median of 2.37)
  • GF Value™: $110.92 vs. price of $150.01 (35.2% above fair value)
  • GF Score™: 77/100 with 6 warning signs
  • Industry Position: 200% above the Banks median (#1466 of 1518)

No single metric tells the full story. See the XPTY:BGFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero Bg Business Description

Address Aquilino De La Guardia Street and 5th Avenue, PO Box 0816, B South, Republic of Panama, Panama, PAN, 00843
Grupo Financiero Bg SA is a Panama based bank holding company. The company through its holding provides banking products & services including personal banking, corporate banking and wealth management services.
77GF Score

Get the complete analysis for XPTY:BGFG

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$150.01
Price
$110.92
GF Value