Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) PB Ratio: 1.95 (As of Jul. 21, 2026) — 124% Above Median

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XSGO:CUPRUM Administradora de Fondos de Pensiones Cuprum SA XSGO:CUPRUM
74 GF Score
Price CLP102.83
GF Value CLP66.83
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Administradora de Fondos de Pensiones Cuprum PB Ratio?

Administradora de Fondos de Pensiones Cuprum XSGO:CUPRUM 74 PB Ratio is 1.95 as of Jul. 21, 2026, which is 124% above its 10-year median of 0.87. GuruFocus rates XSGO:CUPRUM with a GF Score™ of 74/100 and a GF Value™ of CLP66.83 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,601 Asset Management companies, Administradora de Fondos de Pensiones Cuprum ranks worse than 84.38% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-21), Administradora de Fondos de Pensiones Cuprum's share price is CLP102.83. Administradora de Fondos de Pensiones Cuprum's Book Value per Share for the quarter that ended in Mar. 2026 was CLP52.65. Hence, Administradora de Fondos de Pensiones Cuprum's PB Ratio of today is 1.95.

The historical rank and industry rank for Administradora de Fondos de Pensiones Cuprum's PB Ratio or its related term are showing as below:

XSGO:CUPRUM' s PB Ratio Range Over the Past 10 Years
Min: 0.49   Med: 0.87   Max: 3.73
Current: 1.95

During the past 13 years, Administradora de Fondos de Pensiones Cuprum's highest PB Ratio was 3.73. The lowest was 0.49. And the median was 0.87.

XSGO:CUPRUM's PB Ratio is ranked worse than
84.38% of 1601 companies
in the Asset Management industry
Industry Median: 0.95 vs XSGO:CUPRUM: 1.95

During the past 12 months, Administradora de Fondos de Pensiones Cuprum's average Book Value Per Share Growth Rate was 3.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 2.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -0.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -2.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Administradora de Fondos de Pensiones Cuprum was 2.50% per year. The lowest was -88.30% per year. And the median was -2.85% per year.

Back to Basics: PB Ratio


Administradora de Fondos de Pensiones Cuprum  (XSGO:CUPRUM) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Administradora de Fondos de Pensiones Cuprum PB Ratio Related Terms


Administradora de Fondos de Pensiones Cuprum PB Ratio Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones Cuprum's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Cuprum PB Ratio Chart

Administradora de Fondos de Pensiones Cuprum Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.58 0.84 1.10 1.06 3.38

Administradora de Fondos de Pensiones Cuprum Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.40 1.49 1.68 3.38 2.59

XSGO:CUPRUM vs BLK, BX, KKR: PB Ratio Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Cuprum's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Administradora de Fondos de Pensiones Cuprum PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Cuprum's PB Ratio distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Cuprum's PB Ratio falls into.


XSGO:CUPRUM
74GF Score
Administradora de Fondos de Pensiones Cuprum SA XSGO:CUPRUM
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Administradora de Fondos de Pensiones Cuprum PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Administradora de Fondos de Pensiones Cuprum's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=102.83/52.65
=1.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.95 mean?
Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) has a PB Ratio of 1.95 as of Jul. 21, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. This is 124% above median its historical median of 0.87. Over the past decade, Administradora de Fondos de Pensiones Cuprum's PB Ratio has ranged from 0.49 to 3.73. According to the industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #1351 out of 1601 companies in the Asset Management industry, placing it in the top 84.4%.
Is Administradora de Fondos de Pensiones Cuprum's PB Ratio too high?
Administradora de Fondos de Pensiones Cuprum's current PB Ratio of 1.95 is 124% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 3.73. The Asset Management industry median PB Ratio is 0.95. Administradora de Fondos de Pensiones Cuprum's value of 1.95 is 105.3% above this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #1351 out of 1601 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Administradora de Fondos de Pensiones Cuprum has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Cuprum's PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Cuprum ranks #1351 out of 1601 companies for PB Ratio. This places Administradora de Fondos de Pensiones Cuprum in the lower half of its industry. The industry median PB Ratio is 0.95. Administradora de Fondos de Pensiones Cuprum's value of 1.95 is 105.3% above this benchmark. Historically, Administradora de Fondos de Pensiones Cuprum's own PB Ratio has ranged from 0.49 to 3.73 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 0.95, Administradora de Fondos de Pensiones Cuprum has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.95, based on 1,601 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Cuprum's current PB Ratio of 1.95 is 105.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Administradora de Fondos de Pensiones Cuprum and its competitors. For the Asset Management industry, the median PB Ratio is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Cuprum's current PB Ratio is 1.95, which is 124% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Cuprum stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP66.83, compared to a current price of CLP102.83 — trading 53.9% above its estimated fair value. The current PB Ratio is 1.95, which is 124% above median its 10-year median of 0.87 and 105.3% above the Asset Management industry median of 0.95. Administradora de Fondos de Pensiones Cuprum's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM), the current PB Ratio is 1.95 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Cuprum (XSGO:CUPRUM) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Cuprum stock appears to be overvalued. The current stock price of CLP102.83 is trading 53.9% above its estimated GF Value™ of CLP66.83. GuruFocus considers Administradora de Fondos de Pensiones Cuprum to be Significantly Overvalued.

Key valuation signals for XSGO:CUPRUM:

  • PB Ratio: 1.95 (124% above median its 10-year median of 0.87)
  • GF Value™: CLP66.83 vs. price of CLP102.83 (53.9% above fair value)
  • GF Score™: 74/100 with 1 warning sign
  • Industry Position: 105.3% above the Asset Management median (#1351 of 1601)

No single metric tells the full story. See the XSGO:CUPRUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones Cuprum Business Description

Address Bandera 236, 6th Floor, Santiagp, CHL
Administradora de Fondos de Pensiones Cuprum SA is a Chile-based investment management company. It provides retirement advisory services and administers mandatory and voluntary pension savings accounts and severance payment savings funds for its clients. The company has five type of investment funds that have a different level of risk and expected a return.
74GF Score

Get the complete analysis for XSGO:CUPRUM

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP102.83
Price
CLP66.83
GF Value