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EZCORPEZPW +0.03%76 3-1 Month Momentum % is -3.97% as of Aug. 21, 2026. GuruFocus rates EZPW with a GF Score™ of 76/100 and a GF Value™ of $18.04 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 562 Credit Services companies, EZCORP ranks better than 50% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-21), EZCORP's 3-1 Month Momentum % is -3.97%.
The industry rank for EZCORP's 3-1 Month Momentum % or its related term are showing as below:
EZPW's 3-1 Month Momentum % is ranked better than 50% of 562
companies
in the Credit Services industry
Industry Median: 0.485
vs EZPW: -3.97
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
EZCORP 3-1 Month Momentum % Related Terms
EZPW vs ECPG, QFIN, ATLC: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, EZCORP's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EZCORP 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, EZCORP's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where EZCORP's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EZCORP (EZPW) has a 3-1 Month Momentum % of -3.97% as of Aug. 21, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on EZCORP and its competitors. According to the industry distribution chart, EZCORP ranks #281 out of 562 companies in the Credit Services industry, placing it in the top 50%.
Is EZCORP's 3-1 Month Momentum % too high?
EZCORP's current 3-1 Month Momentum % is -3.97%. Based on the distribution chart, EZCORP ranks #281 out of 562 companies in the Credit Services industry, which is above the industry midpoint. Overall, EZCORP has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EZCORP's 3-1 Month Momentum % compare to ECPG and QFIN?
According to the Credit Services industry distribution chart, EZCORP ranks #281 out of 562 companies for 3-1 Month Momentum %. This puts EZCORP in the upper half of its industry. The industry median 3-1 Month Momentum % is 0.49. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 0.49, based on 562 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on EZCORP and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EZCORP's current 3-1 Month Momentum % is -3.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
Based on GuruFocus' analysis, EZCORP (EZPW) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.04, compared to a current price of $28.75 — trading 59.4% above its estimated fair value. The current 3-1 Month Momentum % is -3.97%. EZCORP's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For EZCORP (EZPW), the current 3-1 Month Momentum % is -3.97% as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EZCORP (EZPW) Overvalued in 2026?
Based on GuruFocus' analysis, EZCORP stock appears to be overvalued.
The current stock price of $28.75 is trading 59.4% above its estimated GF Value™ of $18.04.
GuruFocus considers EZCORP to be Significantly Overvalued.
Key valuation signals for EZPW:
3-1 Month Momentum %: -3.97%
GF Value™: $18.04 vs. price of $28.75 (59.4% above fair value)
No single metric tells the full story. See the EZPW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
76GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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