EZPW (EZCORP) Pre-Tax Income: $213 Mil (TTM As of Jun. 2026)

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EZPW EZCORP Inc EZPW
75 GF Score
Price $34.41
GF Value $18.12
Valuation Significantly Overvalued
! 5 Warning Signs
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What is EZCORP Pre-Tax Income?

EZCORP EZPW +1.50% 75 Pre-Tax Income is $213 Mil as of Jun. 2026. GuruFocus rates EZPW with a GF Score™ of 75/100 and a GF Value™ of $18.12 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. EZCORP's pretax income for the three months ended in Jun. 2026 was $52 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $213 Mil. EZCORP's pretax margin was 12.42%.

During the past 13 years, EZCORP's highest Pretax Margin was 13.44%. The lowest was -8.52%. And the median was 5.32%.


EZCORP  (NAS:EZPW) Pre-Tax Income Explanation

EZCORP's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=52.009/418.748
=12.42%

During the past 13 years, EZCORP's highest Pretax Margin was 13.44%. The lowest was -8.52%. And the median was 5.32%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


EZCORP Pre-Tax Income Related Terms


EZCORP Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for EZCORP's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EZCORP Pre-Tax Income Chart

EZCORP Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.06 67.71 51.63 115.61 146.77

EZCORP Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.71 36.26 59.17 65.49 52.01

EZPW vs ECPG, QFIN, ATLC: Pre-Tax Income Comparison

For the Credit Services subindustry, EZCORP's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EZCORP Pre-Tax Income vs Credit Services Industry

For the Credit Services industry and Financial Services sector, EZCORP's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where EZCORP's Pre-Tax Income falls into.


EZPW
75GF Score
EZCORP Inc EZPW
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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EZCORP Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

EZCORP's Pretax Income for the fiscal year that ended in Sep. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=148.919+6.162+-23.029+14.721+-2.8421709430404E-14
=147

EZCORP's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=54.845+2.731+-8.353+2.786+0
=52

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $213 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $213 Mil mean?
EZCORP (EZPW) has a Pre-Tax Income of $213 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on EZCORP and its competitors.
Is EZCORP's Pre-Tax Income too high?
EZCORP's current Pre-Tax Income is $213 Mil. Overall, EZCORP has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EZCORP's Pre-Tax Income compare to ECPG and QFIN?
EZCORP's Pre-Tax Income of $213 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Credit Services company?
A good Pre-Tax Income depends on the Credit Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on EZCORP and its competitors. EZCORP's current Pre-Tax Income is $213 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
Based on GuruFocus' analysis, EZCORP (EZPW) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.12, compared to a current price of $34.41 — trading 89.9% above its estimated fair value. The current Pre-Tax Income is $213 Mil. EZCORP's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For EZCORP (EZPW), the current Pre-Tax Income is $213 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EZCORP (EZPW) Overvalued in 2026?

Based on GuruFocus' analysis, EZCORP stock appears to be overvalued. The current stock price of $34.41 is trading 89.9% above its estimated GF Value™ of $18.12. GuruFocus considers EZCORP to be Significantly Overvalued.

Key valuation signals for EZPW:

  • Pre-Tax Income: $213 Mil
  • GF Value™: $18.12 vs. price of $34.41 (89.9% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the EZPW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EZCORP Business Description

Other Exchanges EZ2A:Germany
Address 2500 Bee Cave Road, Suite 200, Building One, Rollingwood, TX, USA, 78746
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
75GF Score

Get the complete analysis for EZPW

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.41
Price
$18.12
GF Value