EZPW (EZCORP) Retained Earnings: $739 Mil (As of Jun. 2026)

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EZPW EZCORP Inc EZPW
76 GF Score
Price $29.37
GF Value $18.05
Valuation Significantly Overvalued
! 1 Warning Sign
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What is EZCORP Retained Earnings?

EZCORP EZPW +2.16% 76 Retained Earnings is $739 Mil as of Jun. 2026. GuruFocus rates EZPW with a GF Score™ of 76/100 and a GF Value™ of $18.05 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. EZCORP's retained earnings for the quarter that ended in Jun. 2026 was $739 Mil.

EZCORP's quarterly retained earnings increased from Dec. 2025 ($657 Mil) to Mar. 2026 ($704 Mil) and increased from Mar. 2026 ($704 Mil) to Jun. 2026 ($739 Mil).

EZCORP's annual retained earnings increased from Sep. 2023 ($431 Mil) to Sep. 2024 ($507 Mil) and increased from Sep. 2024 ($507 Mil) to Sep. 2025 ($613 Mil).


EZCORP  (NAS:EZPW) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


EZCORP Retained Earnings Historical Data

* Premium members only.

The historical data trend for EZCORP's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EZCORP Retained Earnings Chart

EZCORP Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 326.78 402.01 431.14 507.21 612.69

EZCORP Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 586.55 612.69 656.99 703.69 739.40
EZPW
76GF Score
EZCORP Inc EZPW
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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EZCORP Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $739 Mil mean?
EZCORP (EZPW) has a Retained Earnings of $739 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on EZCORP and its competitors.
Is EZCORP's Retained Earnings too high?
EZCORP's current Retained Earnings is $739 Mil. Overall, EZCORP has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EZCORP's Retained Earnings compare to ECPG and QFIN?
EZCORP's Retained Earnings of $739 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on EZCORP and its competitors. EZCORP's current Retained Earnings is $739 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
Based on GuruFocus' analysis, EZCORP (EZPW) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.05, compared to a current price of $29.37 — trading 62.7% above its estimated fair value. The current Retained Earnings is $739 Mil. EZCORP's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For EZCORP (EZPW), the current Retained Earnings is $739 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EZCORP (EZPW) Overvalued in 2026?

Based on GuruFocus' analysis, EZCORP stock appears to be overvalued. The current stock price of $29.37 is trading 62.7% above its estimated GF Value™ of $18.05. GuruFocus considers EZCORP to be Significantly Overvalued.

Key valuation signals for EZPW:

  • Retained Earnings: $739 Mil
  • GF Value™: $18.05 vs. price of $29.37 (62.7% above fair value)
  • GF Score™: 76/100 with 1 warning sign

No single metric tells the full story. See the EZPW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EZCORP Business Description

Other Exchanges EZ2A:Germany
Address 2500 Bee Cave Road, Suite 200, Building One, Rollingwood, TX, USA, 78746
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
76GF Score

Get the complete analysis for EZPW

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.37
Price
$18.05
GF Value