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Bank of South Carolina (Bank of South Carolina) PE Ratio

: 10.34 (As of Today)
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The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2024-04-16), Bank of South Carolina's share price is $12.00. Bank of South Carolina's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2023 was $1.16. Therefore, Bank of South Carolina's PE Ratio for today is 10.34.

During the past 13 years, Bank of South Carolina's highest PE Ratio was 23.05. The lowest was 8.97. And the median was 16.22.

Bank of South Carolina's EPS (Diluted) for the three months ended in Jun. 2023 was $0.23. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Jun. 2023 was $1.16.

As of today (2024-04-16), Bank of South Carolina's share price is $12.00. Bank of South Carolina's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2023 was $1.16. Therefore, Bank of South Carolina's PE Ratio without NRI ratio for today is 10.34.

During the past 13 years, Bank of South Carolina's highest PE Ratio without NRI was 23.05. The lowest was 8.97. And the median was 16.22.

Bank of South Carolina's EPS without NRI for the three months ended in Jun. 2023 was $0.23. Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2023 was $1.16.

During the past 12 months, Bank of South Carolina's average EPS without NRI Growth Rate was 5.50% per year. During the past 3 years, the average EPS without NRI Growth Rate was -3.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 3.50% per year. During the past 10 years, the average EPS without NRI Growth Rate was 6.40% per year.

During the past 13 years, Bank of South Carolina's highest 3-Year average EPS without NRI Growth Rate was 27.20% per year. The lowest was -22.10% per year. And the median was 8.80% per year.

Bank of South Carolina's EPS (Basic) for the three months ended in Jun. 2023 was $0.23. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2023 was $1.18.

Back to Basics: PE Ratio


Bank of South Carolina PE Ratio Historical Data

The historical data trend for Bank of South Carolina's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank of South Carolina Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
PE Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.69 14.34 14.06 17.23 13.90

Bank of South Carolina Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
PE Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.82 14.48 13.90 13.18 12.04

Competitive Comparison

For the Banks - Regional subindustry, Bank of South Carolina's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of South Carolina PE Ratio Distribution

For the Banks industry and Financial Services sector, Bank of South Carolina's PE Ratio distribution charts can be found below:

* The bar in red indicates where Bank of South Carolina's PE Ratio falls into.



Bank of South Carolina PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Bank of South Carolina's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=12.00/1.160
=10.34

Bank of South Carolina's Share Price of today is $12.00.
Bank of South Carolina's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.16.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.


Bank of South Carolina  (OTCPK:BKSC) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Bank of South Carolina PE Ratio Related Terms

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Bank of South Carolina (Bank of South Carolina) Business Description

Traded in Other Exchanges
N/A
Address
256 Meeting Street, Charleston, SC, USA, 29401
Bank of South Carolina Corp is a financial institution holding company. It is engaged in providing financial product and services. The bank offers various deposits, including non-interest-bearing accounts, negotiable order of withdrawal accounts, money market accounts, time deposits and savings accounts. Its loan offering includes commercial and industrial loans; real estate loans; loans to individuals for household, family and other personal expenditures. In addition to one- to four-family residential mortgage loans, it offers home equity loans and lines of credit that are secured by the borrower's primary or secondary residence. Geographically, all the activities are functioned through the regions of South Carolina and derive majority of its income from interest on loans and investments.
Executives
Walpole Gene H Iv officer: Chief Financial Officer PO BOX 538, CHARLESTON SC 29402
Fleetwood S Hassell officer: Senior Vice President P O BOX 538, CHARLESTON SC 29402
Sheryl G Sharry officer: Senior Vice President P. O. BOX 538, CHARLESTON SC 29402
Douglas H Sass officer: Executive Vice President P O BOX 538, CHARLESTON SC 29402
Charles G Lane director P O BOX 538, CHARLESTON SC 29402
Lane C Hugh Jr director, 10 percent owner, officer: President & CEO P O BOX 538, CHARLESTON SC 29402
Susanne King Boyd officer: Cheif Operating Officer PO BOX 538, CHARLESTON SC 29402
David W Bunch director P O BOX 538, CHARLESTON SC 29402
Hutson Richard W Jr director P O BOX 538, CHARLESTON SC 29402
Elizabeth M Hagood director P O BOX 538, CHARLESTON SC 29402
Hiott William L Jr director, officer: Executive Vice President
Alan I Nussbaum director P O BOX 538, CHARLESTON SC 29402
David R Schools director P O BOX 538, CHARLESTON SC 29402
Malcolm M Rhodes director P O BOX 538, CHARLESTON SC 29402
Glen B Haynes director P O BOX 538, CHARLESTON SC 29402

Bank of South Carolina (Bank of South Carolina) Headlines