Liva GroupOG (MUS:LIVA) PE Ratio: 13.85 (As of Jul. 14, 2026) — 33% Above Median

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MUS:LIVA Liva Group SAOG MUS:LIVA
34 GF Score
Price ر.ع0.36
! 5 Warning Signs
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What is Liva GroupOG PE Ratio?

Liva GroupOG MUS:LIVA 34 PE Ratio is 13.85 as of Jul. 14, 2026, which is 33% above its 10-year median of 10.39. GuruFocus rates MUS:LIVA with a GF Score™ of 34/100. The stock has 5 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-14), Liva GroupOG's share price is ر.ع0.36. Liva GroupOG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ع0.03. Therefore, Liva GroupOG's PE Ratio for today is 13.85.

Warning Sign:

Liva Group SAOG stock PE Ratio (=13.85) is close to 2-year high of 14.23.

During the past 3 years, Liva GroupOG's highest PE Ratio was 14.23. The lowest was 5.43. And the median was 10.39.

Liva GroupOG's EPS (Diluted) for the three months ended in Mar. 2026 was ر.ع0.00. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ع0.03.

As of today (2026-07-14), Liva GroupOG's share price is ر.ع0.36. Liva GroupOG's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ع0.03. Therefore, Liva GroupOG's PE Ratio without NRI ratio for today is 13.85.

During the past 3 years, Liva GroupOG's highest PE Ratio without NRI was 14.23. The lowest was 5.43. And the median was 10.39.

Liva GroupOG's EPS without NRI for the three months ended in Mar. 2026 was ر.ع0.00. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ع0.03.

During the past 3 years, the average EPS without NRI Growth Rate was -8.30% per year. During the past 5 years, the average EPS without NRI Growth Rate was -8.00% per year. During the past 10 years, the average EPS without NRI Growth Rate was -3.30% per year.

During the past 3 years, Liva GroupOG's highest 3-Year average EPS without NRI Growth Rate was 26.00% per year. The lowest was -13.50% per year. And the median was -4.65% per year.

Liva GroupOG's EPS (Basic) for the three months ended in Mar. 2026 was ر.ع0.00. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ع0.03.

Back to Basics: PE Ratio


Liva GroupOG  (MUS:LIVA) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Liva GroupOG PE Ratio Related Terms


Liva GroupOG PE Ratio Historical Data

* Premium members only.

The historical data trend for Liva GroupOG's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liva GroupOG PE Ratio Chart

Liva GroupOG Annual Data
Trend Dec23 Dec24 Dec25
PE Ratio
23.93 At Loss 10.65

Liva GroupOG Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only At Loss 5.54 5.91 10.65 14.04

MUS:LIVA vs BRK.A, AIG, HIG: PE Ratio Comparison

For the Insurance - Diversified subindustry, Liva GroupOG's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liva GroupOG PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Liva GroupOG's PE Ratio distribution charts can be found below:

* The bar in red indicates where Liva GroupOG's PE Ratio falls into.


MUS:LIVA
34GF Score
Liva Group SAOG MUS:LIVA
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Liva GroupOG PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Liva GroupOG's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=0.36/0.026
=13.85

Liva GroupOG's Share Price of today is ر.ع0.36.
Liva GroupOG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع0.03.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 13.85 mean?
Liva GroupOG (MUS:LIVA) has a PE Ratio of 13.85 as of Jul. 14, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Liva GroupOG and its competitors. This is 33% above median its historical median of 10.39. Over the past decade, Liva GroupOG's PE Ratio has ranged from 5.43 to 14.23.
Is Liva GroupOG's PE Ratio too high?
Liva GroupOG's current PE Ratio of 13.85 is 33% above median its 10-year median of 10.39. Over the past 10 years, this metric has ranged from a low of 5.43 to a high of 14.23. Overall, Liva GroupOG has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Liva GroupOG's PE Ratio compare to BRK.A and AIG?
Liva GroupOG's PE Ratio of 13.85 can be compared against companies in the Insurance industry. Historically, Liva GroupOG's own PE Ratio has ranged from 5.43 to 14.23 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for an Insurance company?
A good PE Ratio depends on the Insurance industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Liva GroupOG and its competitors. Liva GroupOG's current PE Ratio is 13.85, which is 33% above median its own 10-year median of 10.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva GroupOG stock overvalued right now?
Liva GroupOG (MUS:LIVA) has a current PE Ratio of 13.85. The current PE Ratio is 13.85, which is 33% above median its 10-year median of 10.39. Liva GroupOG's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Liva GroupOG (MUS:LIVA), the current PE Ratio is 13.85 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Liva GroupOG Business Description

Address P.O.Box: 1463, Muscat, OMN, PC 117
Liva Group SAOG is a multi-line insurance company dedicated to providing comprehensive insurance solutions across the Gulf Cooperation Council (GCC) region. Its activities include personal and commercial insurance, health and life insurance, motor insurance, and specialized solutions for eco-conscious clients. The company operations are organized into key segments such as Commercial Lines, Personal Lines, and Health and Life. It has a geographical presence across Oman, the United Arab Emirates, Saudi Arabia, Bahrain, Kuwait, and Qatar.
34GF Score

Get the complete analysis for MUS:LIVA

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.36
Price