GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Northumberland Bancorp (OTCPK:NUBC) » Definitions » PEG Ratio

NUBC (Northumberland Bancorp) PEG Ratio : 24.28 (As of Jan. 18, 2025)


View and export this data going back to . Start your Free Trial

What is Northumberland Bancorp PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Northumberland Bancorp's PE Ratio without NRI is 19.42. Northumberland Bancorp's 5-Year Book Value growth rate is 0.80%. Therefore, Northumberland Bancorp's PEG Ratio for today is 24.28.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Northumberland Bancorp's PEG Ratio or its related term are showing as below:

NUBC' s PEG Ratio Range Over the Past 10 Years
Min: 0.36   Med: 0.55   Max: 24.28
Current: 24.28


During the past 10 years, Northumberland Bancorp's highest PEG Ratio was 24.28. The lowest was 0.36. And the median was 0.55.


NUBC's PEG Ratio is ranked worse than
97.17% of 1165 companies
in the Banks industry
Industry Median: 1.6 vs NUBC: 24.28

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Northumberland Bancorp PEG Ratio Historical Data

The historical data trend for Northumberland Bancorp's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Northumberland Bancorp PEG Ratio Chart

Northumberland Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.55 0.36 0.70 18.09

Northumberland Bancorp Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Mar24 Jun24 Sep24
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison of Northumberland Bancorp's PEG Ratio

For the Banks - Regional subindustry, Northumberland Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northumberland Bancorp's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Northumberland Bancorp's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Northumberland Bancorp's PEG Ratio falls into.



Northumberland Bancorp PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Northumberland Bancorp's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=19.424460431655/0.80
=24.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


Northumberland Bancorp  (OTCPK:NUBC) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Northumberland Bancorp PEG Ratio Related Terms

Thank you for viewing the detailed overview of Northumberland Bancorp's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Northumberland Bancorp Business Description

Traded in Other Exchanges
N/A
Address
245 Front Street, P.O. Box 271, Northumberland, PA, USA, 17857
Northumberland Bancorp provides banking services such as personal banking, business banking and trust division. The company's services include personal and business saving accounts, certificate deposits, loans, family backed mortgage, credit cards and other services. The Company and the Bank derive substantially all of their income from banking and bank-related services, which include interest earnings on commercial, commercial mortgage, residential real estate, and consumer loan financing as well as interest earnings on investment securities and deposit and trust services to their customers.

Northumberland Bancorp Headlines