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NUBC (Northumberland Bancorp) PS Ratio : 2.13 (As of Apr. 06, 2025)


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What is Northumberland Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Northumberland Bancorp's share price is $25.24. Northumberland Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $11.83. Hence, Northumberland Bancorp's PS Ratio for today is 2.13.

The historical rank and industry rank for Northumberland Bancorp's PS Ratio or its related term are showing as below:

NUBC' s PS Ratio Range Over the Past 10 Years
Min: 1.37   Med: 2.14   Max: 9.98
Current: 2.13

During the past 10 years, Northumberland Bancorp's highest PS Ratio was 9.98. The lowest was 1.37. And the median was 2.14.

NUBC's PS Ratio is ranked better than
59.91% of 1529 companies
in the Banks industry
Industry Median: 2.46 vs NUBC: 2.13

Northumberland Bancorp's Revenue per Sharefor the three months ended in Sep. 2024 was $4.33. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $11.83.

Warning Sign:

Northumberland Bancorp revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Northumberland Bancorp was -0.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 3.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was 4.90% per year.

During the past 10 years, Northumberland Bancorp's highest 3-Year average Revenue per Share Growth Rate was 36.70% per year. The lowest was 2.70% per year. And the median was 6.50% per year.

Back to Basics: PS Ratio


Northumberland Bancorp PS Ratio Historical Data

The historical data trend for Northumberland Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Northumberland Bancorp PS Ratio Chart

Northumberland Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.51 2.43 1.87 2.43 2.00

Northumberland Bancorp Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.58 1.60 1.81 1.77 2.23

Competitive Comparison of Northumberland Bancorp's PS Ratio

For the Banks - Regional subindustry, Northumberland Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northumberland Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Northumberland Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where Northumberland Bancorp's PS Ratio falls into.


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Northumberland Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Northumberland Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=25.24/11.829
=2.13

Northumberland Bancorp's Share Price of today is $25.24.
Northumberland Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $11.83.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Northumberland Bancorp  (OTCPK:NUBC) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Northumberland Bancorp PS Ratio Related Terms

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Northumberland Bancorp Business Description

Traded in Other Exchanges
N/A
Address
245 Front Street, P.O. Box 271, Northumberland, PA, USA, 17857
Northumberland Bancorp provides banking services such as personal banking, business banking and trust division. The company's services include personal and business saving accounts, certificate deposits, loans, family backed mortgage, credit cards and other services. The Company and the Bank derive substantially all of their income from banking and bank-related services, which include interest earnings on commercial, commercial mortgage, residential real estate, and consumer loan financing as well as interest earnings on investment securities and deposit and trust services to their customers.

Northumberland Bancorp Headlines