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NUBC (Northumberland Bancorp) Pretax Margin % : 23.30% (As of Sep. 2024)


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What is Northumberland Bancorp Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Northumberland Bancorp's Pre-Tax Income for the three months ended in Sep. 2024 was $1.32 Mil. Northumberland Bancorp's Revenue for the three months ended in Sep. 2024 was $5.68 Mil. Therefore, Northumberland Bancorp's pretax margin for the quarter that ended in Sep. 2024 was 23.30%.

The historical rank and industry rank for Northumberland Bancorp's Pretax Margin % or its related term are showing as below:

NUBC' s Pretax Margin % Range Over the Past 10 Years
Min: 12.54   Med: 24.44   Max: 48.26
Current: 12.54


NUBC's Pretax Margin % is ranked worse than
85.93% of 1556 companies
in the Banks industry
Industry Median: 32.745 vs NUBC: 12.54

Northumberland Bancorp Pretax Margin % Historical Data

The historical data trend for Northumberland Bancorp's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Northumberland Bancorp Pretax Margin % Chart

Northumberland Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.22 20.25 25.19 23.68 16.42

Northumberland Bancorp Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Mar24 Jun24 Sep24
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.50 13.32 5.10 7.54 23.30

Competitive Comparison of Northumberland Bancorp's Pretax Margin %

For the Banks - Regional subindustry, Northumberland Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northumberland Bancorp's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Northumberland Bancorp's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Northumberland Bancorp's Pretax Margin % falls into.


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Northumberland Bancorp Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Northumberland Bancorp's Pretax Margin for the fiscal year that ended in Dec. 2022 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2022 )/Revenue (A: Dec. 2022 )
=3.487/21.233
=16.42 %

Northumberland Bancorp's Pretax Margin for the quarter that ended in Sep. 2024 is calculated as

Pretax Margin=Pre-Tax Income (Q: Sep. 2024 )/Revenue (Q: Sep. 2024 )
=1.324/5.682
=23.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Northumberland Bancorp  (OTCPK:NUBC) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Northumberland Bancorp Pretax Margin % Related Terms

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Northumberland Bancorp Business Description

Traded in Other Exchanges
N/A
Address
245 Front Street, P.O. Box 271, Northumberland, PA, USA, 17857
Northumberland Bancorp provides banking services such as personal banking, business banking and trust division. The company's services include personal and business saving accounts, certificate deposits, loans, family backed mortgage, credit cards and other services. The Company and the Bank derive substantially all of their income from banking and bank-related services, which include interest earnings on commercial, commercial mortgage, residential real estate, and consumer loan financing as well as interest earnings on investment securities and deposit and trust services to their customers.

Northumberland Bancorp Headlines