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Capital Small Finance BankNSE:CAPITALSFB +2.69%26 Pretax Margin % is 34.45% as of Jun. 2026, which is 3% above its 10-year median of 33.58. GuruFocus rates NSE:CAPITALSFB with a GF Score™ of 26/100. The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Capital Small Finance Bank ranks worse than 52.13% on this metric.
The historical rank and industry rank for Capital Small Finance Bank's Pretax Margin % or its related term are showing as below:
NSE:CAPITALSFB'
s Pretax Margin % Range Over the Past 10 Years
Min: 16.68 Med: 33.58 Max: 35.88
Current: 34.31
NSE:CAPITALSFB's Pretax Margin % is ranked worse than 52.13% of 1527
companies
in the Banks industry
Industry Median: 35.25
vs NSE:CAPITALSFB: 34.31
Capital Small Finance Bank (NSE:CAPITALSFB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Capital Small Finance Bank Pretax Margin % Related Terms
Capital Small Finance Bank Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capital Small Finance Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital Small Finance Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Capital Small Finance Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Capital Small Finance Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital Small Finance Bank (NSE:CAPITALSFB) has a Pretax Margin % of 34.45% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Capital Small Finance Bank and its competitors. This is near median its historical median of 33.58. Over the past decade, Capital Small Finance Bank's Pretax Margin % has ranged from 16.68 to 35.88. According to the industry distribution chart, Capital Small Finance Bank ranks #796 out of 1527 companies in the Banks industry, placing it in the top 52.1%.
Is Capital Small Finance Bank's Pretax Margin % too high?
Capital Small Finance Bank's current Pretax Margin % of 34.45% is near median its 10-year median of 33.58. Over the past 10 years, this metric has ranged from a low of 16.68 to a high of 35.88. The Banks industry median Pretax Margin % is 35.25. Capital Small Finance Bank's value of 34.45% is 2.3% below this industry median. Based on the distribution chart, Capital Small Finance Bank ranks #796 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Capital Small Finance Bank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Capital Small Finance Bank's Pretax Margin % compare to PNC?
According to the Banks industry distribution chart, Capital Small Finance Bank ranks #796 out of 1527 companies for Pretax Margin %. This places Capital Small Finance Bank in the lower half of its industry. The industry median Pretax Margin % is 35.25. Capital Small Finance Bank's value of 34.45% is 2.3% below this benchmark. Historically, Capital Small Finance Bank's own Pretax Margin % has ranged from 16.68 to 35.88 over the past decade. While the company's 10-year median is 33.58 vs. the industry median of 35.25, Capital Small Finance Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.25, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Small Finance Bank's current Pretax Margin % of 34.45% is 2.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Capital Small Finance Bank and its competitors. For the Banks industry, the median Pretax Margin % is 35.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Small Finance Bank's current Pretax Margin % is 34.45%, which is near median its own 10-year median of 33.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Small Finance Bank stock overvalued right now?
Capital Small Finance Bank (NSE:CAPITALSFB) has a current Pretax Margin % of 34.45%. The current Pretax Margin % is 34.45%, which is near median its 10-year median of 33.58 and 2.3% below the Banks industry median of 35.25. Capital Small Finance Bank's overall GF Score™ is 26/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Capital Small Finance Bank (NSE:CAPITALSFB), the current Pretax Margin % is 34.45% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Capital Small Finance Bank Ltd is India's first small finance bank. It offers a range of banking products such as saving accounts, Current Accounts, Term deposits, agriculture loans, MSME and trading loans (working capital, machinery loans, etc.), and mortgages (housing loans and loans against property) and operates in Punjab, Haryana, Delhi, Rajasthan, Himachal Pradesh and Union Territory of Chandigarh. It has four segments, namely Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. Maximum revenue is generated from the Retail Banking segment.
26GF Score
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