Capital Small Finance Bank (NSE:CAPITALSFB) Scaled Net Operating Assets: 0.05 (As of Mar. 2026)


NSE:CAPITALSFB Capital Small Finance Bank Ltd NSE:CAPITALSFB
38 GF Score
Price ₹291.75
! 2 Warning Signs
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What is Capital Small Finance Bank Scaled Net Operating Assets?

Capital Small Finance Bank NSE:CAPITALSFB +0.24% 38 Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus rates NSE:CAPITALSFB with a GF Score™ of 38/100. The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Capital Small Finance Bank's operating assets for the quarter that ended in Mar. 2026 was ₹107,415 Mil. Capital Small Finance Bank's operating liabilities for the quarter that ended in Mar. 2026 was ₹101,835 Mil. Capital Small Finance Bank's Total Assets for the quarter that ended in Dec. 2025 was ₹120,915 Mil. Therefore, Capital Small Finance Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.05.

NSE:CAPITALSFB
38GF Score
Capital Small Finance Bank Ltd NSE:CAPITALSFB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital Small Finance Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Capital Small Finance Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(107415.345-101834.844)/101075.126
=0.06

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=121439.406 - 14024.061
=107415.345

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=106829.111 - 4994.267 - 0
=101834.844

Capital Small Finance Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(107415.345-101834.844)/120914.9
=0.05

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=121439.406 - 14024.061
=107415.345

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=106829.111 - 4994.267 - 0
=101834.844

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.05 mean?
Capital Small Finance Bank (NSE:CAPITALSFB) has a Scaled Net Operating Assets of 0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Capital Small Finance Bank and its competitors.
Is Capital Small Finance Bank's Scaled Net Operating Assets too high?
Capital Small Finance Bank's current Scaled Net Operating Assets is 0.05. Overall, Capital Small Finance Bank has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Capital Small Finance Bank's Scaled Net Operating Assets compare to PNC?
Capital Small Finance Bank's Scaled Net Operating Assets of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Capital Small Finance Bank and its competitors. Capital Small Finance Bank's current Scaled Net Operating Assets is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Small Finance Bank stock overvalued right now?
Capital Small Finance Bank (NSE:CAPITALSFB) has a current Scaled Net Operating Assets of 0.05. The current Scaled Net Operating Assets is 0.05. Capital Small Finance Bank's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Capital Small Finance Bank (NSE:CAPITALSFB), the current Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Capital Small Finance Bank Business Description

Other Exchanges 544120:India
Address 37, G.T. Road, MIDAS Corporate Park, 3rd Floor, Jalandhar, PB, IND, 144001
Capital Small Finance Bank Ltd is India's first small finance bank. It offers a range of banking products such as saving accounts, Current Accounts, Term deposits, agriculture loans, MSME and trading loans (working capital, machinery loans, etc.), and mortgages (housing loans and loans against property) and operates in Punjab, Haryana, Delhi, Rajasthan, Himachal Pradesh and Union Territory of Chandigarh. It has four segments, namely Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. Maximum revenue is generated from the Retail Banking segment.
38GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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