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Capital Small Finance Bank (NSE:CAPITALSFB) Return-on-Tangible-Equity : 10.37% (As of Mar. 2025)


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What is Capital Small Finance Bank Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Capital Small Finance Bank's annualized net income for the quarter that ended in Mar. 2025 was ₹1,370 Mil. Capital Small Finance Bank's average shareholder tangible equity for the quarter that ended in Mar. 2025 was ₹13,211 Mil. Therefore, Capital Small Finance Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 was 10.37%.

The historical rank and industry rank for Capital Small Finance Bank's Return-on-Tangible-Equity or its related term are showing as below:

NSE:CAPITALSFB' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.05   Med: 12.34   Max: 16.62
Current: 10.38

During the past 5 years, Capital Small Finance Bank's highest Return-on-Tangible-Equity was 16.62%. The lowest was 9.05%. And the median was 12.34%.

NSE:CAPITALSFB's Return-on-Tangible-Equity is ranked better than
50.82% of 1580 companies
in the Banks industry
Industry Median: 10.25 vs NSE:CAPITALSFB: 10.38

Capital Small Finance Bank Return-on-Tangible-Equity Historical Data

The historical data trend for Capital Small Finance Bank's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Capital Small Finance Bank Return-on-Tangible-Equity Chart

Capital Small Finance Bank Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Return-on-Tangible-Equity
9.05 12.95 16.62 12.34 10.38

Capital Small Finance Bank Quarterly Data
Mar21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.42 9.88 10.67 10.61 10.37

Competitive Comparison of Capital Small Finance Bank's Return-on-Tangible-Equity

For the Banks - Regional subindustry, Capital Small Finance Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Small Finance Bank's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Capital Small Finance Bank's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Capital Small Finance Bank's Return-on-Tangible-Equity falls into.


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Capital Small Finance Bank Return-on-Tangible-Equity Calculation

Capital Small Finance Bank's annualized Return-on-Tangible-Equity for the fiscal year that ended in Mar. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Mar. 2025 )  (A: Mar. 2024 )(A: Mar. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Mar. 2025 )  (A: Mar. 2024 )(A: Mar. 2025 )
=1316.5/( (11974.177+13401.4 )/ 2 )
=1316.5/12687.7885
=10.38 %

Capital Small Finance Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=1369.6/( (13020.1+13401.4)/ 2 )
=1369.6/13210.75
=10.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


Capital Small Finance Bank  (NSE:CAPITALSFB) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Capital Small Finance Bank Return-on-Tangible-Equity Related Terms

Thank you for viewing the detailed overview of Capital Small Finance Bank's Return-on-Tangible-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Capital Small Finance Bank Business Description

Traded in Other Exchanges
Address
G.T. Road, MIDAS Corporate Park, 3 rd Floor, 37, Jalandhar, PB, IND, 144001
Capital Small Finance Bank Ltd is India's first small finance bank. It offers a range of banking products such as saving accounts, Current Accounts, Term deposits, agriculture loans, MSME and trading loans (working capital, machinery loans, etc.), and mortgages (housing loans and loans against property) and operates in Punjab, Haryana, Delhi, Rajasthan, Himachal Pradesh and Union Territory of Chandigarh. It has four segments namely Treasury, Wholesale Banking, Retail Banking, and other Banking Operations. Maximum revenue is generated from the retail banking segment.

Capital Small Finance Bank Headlines

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