Capital Small Finance Bank (NSE:CAPITALSFB) Cash-to-Debt : 3.12 (As of Mar. 2025)

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What is Capital Small Finance Bank Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Capital Small Finance Bank's cash to debt ratio for the quarter that ended in Mar. 2025 was 3.12.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Capital Small Finance Bank could pay off its debt using the cash in hand for the quarter that ended in Mar. 2025.

The historical rank and industry rank for Capital Small Finance Bank's Cash-to-Debt or its related term are showing as below:

NSE:CAPITALSFB' s Cash-to-Debt Range Over the Past 10 Years
Min: 1.29 Med: 2.09 Max: 3.12
Current: 3.12

During the past 5 years, Capital Small Finance Bank's highest Cash to Debt Ratio was 3.12. The lowest was 1.29. And the median was 2.09.

NSE:CAPITALSFB's Cash-to-Debt is ranked better than
69.25% of 1538 companies
in the Banks industry
Industry Median: 1.44 vs NSE:CAPITALSFB: 3.12

Capital Small Finance Bank Cash-to-Debt Historical Data

The historical data trend for Capital Small Finance Bank's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Capital Small Finance Bank Cash-to-Debt Chart

Capital Small Finance Bank Annual Data

Trend

Mar21

Mar22

Mar23

Mar24

Mar25

Cash-to-Debt

2.09

2.05

1.29

2.88

3.12

Capital Small Finance Bank Quarterly Data
	Mar21	Mar22	Jun22	Sep22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Cash-to-Debt	Get a 7-Day Free Trial								2.88	2.70	2.50	3.84	3.12

Competitive Comparison of Capital Small Finance Bank's Cash-to-Debt

For the Banks - Regional subindustry, Capital Small Finance Bank's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Capital Small Finance Bank's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Capital Small Finance Bank's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Capital Small Finance Bank's Cash-to-Debt falls into.

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Capital Small Finance Bank Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Capital Small Finance Bank's Cash to Debt Ratio for the fiscal year that ended in Mar. 2025 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	9997.2	/	(0	+	3205.8)
	=	3.12

Capital Small Finance Bank's Cash to Debt Ratio for the quarter that ended in Mar. 2025 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	9997.2	/	(0	+	3205.8)
	=	3.12

Capital Small Finance Bank (NSE:CAPITALSFB) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Capital Small Finance Bank Cash-to-Debt Related Terms

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Capital Small Finance Bank Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Capital Small Finance Bank Ltd (NSE:CAPITALSFB) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

544120:India

Address

G.T. Road, MIDAS Corporate Park, 3 rd Floor, 37, Jalandhar, PB, IND, 144001

Website

https://www.capitalbank.co.in

Capital Small Finance Bank Ltd is India's first small finance bank. It offers a range of banking products such as saving accounts, Current Accounts, Term deposits, agriculture loans, MSME and trading loans (working capital, machinery loans, etc.), and mortgages (housing loans and loans against property) and operates in Punjab, Haryana, Delhi, Rajasthan, Himachal Pradesh and Union Territory of Chandigarh. It has four segments namely Treasury, Wholesale Banking, Retail Banking, and other Banking Operations. Maximum revenue is generated from the retail banking segment.

Capital Small Finance Bank Headlines

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