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American Riviera Bancorp (American Riviera Bancorp) PS Ratio : 1.94 (As of May. 05, 2024)


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What is American Riviera Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, American Riviera Bancorp's share price is $15.35. American Riviera Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 was $7.93. Hence, American Riviera Bancorp's PS Ratio for today is 1.94.

Warning Sign:

American Riviera Bancorp stock PS Ratio (=1.94) is close to 1-year high of 2.09

The historical rank and industry rank for American Riviera Bancorp's PS Ratio or its related term are showing as below:

ARBV' s PS Ratio Range Over the Past 10 Years
Min: 1.52   Med: 2.2   Max: 13.24
Current: 1.94

During the past 7 years, American Riviera Bancorp's highest PS Ratio was 13.24. The lowest was 1.52. And the median was 2.20.

ARBV's PS Ratio is ranked better than
63.45% of 1453 companies
in the Banks industry
Industry Median: 2.41 vs ARBV: 1.94

American Riviera Bancorp's Revenue per Sharefor the three months ended in Mar. 2024 was $1.90. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 was $7.93.

Warning Sign:

American Riviera Bancorp revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of American Riviera Bancorp was -10.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was 8.30% per year. During the past 5 years, the average Revenue per Share Growth Rate was 11.30% per year.

During the past 7 years, American Riviera Bancorp's highest 3-Year average Revenue per Share Growth Rate was 206.80% per year. The lowest was 8.30% per year. And the median was 15.00% per year.

Back to Basics: PS Ratio


American Riviera Bancorp PS Ratio Historical Data

The historical data trend for American Riviera Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

American Riviera Bancorp PS Ratio Chart

American Riviera Bancorp Annual Data
Trend Dec06 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial 3.30 2.35 2.44 1.92 2.03

American Riviera Bancorp Quarterly Data
Dec18 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.89 1.70 1.88 2.03 2.01

Competitive Comparison of American Riviera Bancorp's PS Ratio

For the Banks - Regional subindustry, American Riviera Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Riviera Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, American Riviera Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where American Riviera Bancorp's PS Ratio falls into.



American Riviera Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

American Riviera Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=15.35/7.931
=1.94

American Riviera Bancorp's Share Price of today is $15.35.
American Riviera Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.93.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


American Riviera Bancorp  (OTCPK:ARBV) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


American Riviera Bancorp PS Ratio Related Terms

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American Riviera Bancorp (American Riviera Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
P.O. Box 329, Santa Barbara, CA, USA, 93102
American Riviera Bancorp is a full-service community bank focused on serving the lending and deposit needs of businesses and consumers in its community. It provides commercial, residential mortgage, construction, and Small Business Administration lending services as well as convenient online and mobile technology. The full-service branches are located in Santa Barbara, Montecito, Goleta, San Luis Obispo, and Paso Robles.

American Riviera Bancorp (American Riviera Bancorp) Headlines