ARBV (American Riviera Bancorp) Gross Loan: $1,099.44 Mil (As of Mar. 2026)

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ARBV American Riviera Bancorp ARBV
57 GF Score
Price $29.75
GF Value $22.82
Valuation Modestly Overvalued
! 5 Warning Signs
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What is American Riviera Bancorp Gross Loan?

American Riviera Bancorp ARBV 57 Gross Loan is $1,099.44 Mil as of Mar. 2026. GuruFocus rates ARBV with a GF Score™ of 57/100 and a GF Value™ of $22.82 (Modestly Overvalued). The stock has 5 warning signs investors should review.

American Riviera Bancorp's Gross Loan for the quarter that ended in Mar. 2026 was $1,099.44 Mil.

American Riviera Bancorp's quarterly Gross Loan increased from Sep. 2025 ($1,041.84 Mil) to Dec. 2025 ($1,083.29 Mil) and increased from Dec. 2025 ($1,083.29 Mil) to Mar. 2026 ($1,099.44 Mil).

American Riviera Bancorp's annual Gross Loan increased from Dec. 2023 ($947.95 Mil) to Dec. 2024 ($991.43 Mil) and increased from Dec. 2024 ($991.43 Mil) to Dec. 2025 ($1,083.29 Mil).

American Riviera Bancorp Gross Loan Related Terms

American Riviera Bancorp Gross Loan Historical Data

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The historical data trend for American Riviera Bancorp's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Riviera Bancorp Gross Loan Chart

American Riviera Bancorp Annual Data
Trend Dec06 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only 793.49 909.42 947.95 991.43 1,083.29

American Riviera Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,020.26 1,041.84 1,083.29 1,099.44 1,153.67
ARBV
57GF Score
American Riviera Bancorp ARBV
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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American Riviera Bancorp Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $1,099.44 Mil mean?
American Riviera Bancorp (ARBV) has a Gross Loan of $1,099.44 Mil as of Mar. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on American Riviera Bancorp and its competitors.
Is American Riviera Bancorp's Gross Loan too high?
American Riviera Bancorp's current Gross Loan is $1,099.44 Mil. Overall, American Riviera Bancorp has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Riviera Bancorp's Gross Loan compare to INBC and SBFG?
American Riviera Bancorp's Gross Loan of $1,099.44 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on American Riviera Bancorp and its competitors. American Riviera Bancorp's current Gross Loan is $1,099.44 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Riviera Bancorp stock overvalued right now?
Based on GuruFocus' analysis, American Riviera Bancorp (ARBV) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.82, compared to a current price of $29.75 — trading 30.4% above its estimated fair value. The current Gross Loan is $1,099.44 Mil. American Riviera Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For American Riviera Bancorp (ARBV), the current Gross Loan is $1,099.44 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Riviera Bancorp (ARBV) Overvalued in 2026?

Based on GuruFocus' analysis, American Riviera Bancorp stock appears to be overvalued. The current stock price of $29.75 is trading 30.4% above its estimated GF Value™ of $22.82. GuruFocus considers American Riviera Bancorp to be Modestly Overvalued.

Key valuation signals for ARBV:

  • Gross Loan: $1,099.44 Mil
  • GF Value™: $22.82 vs. price of $29.75 (30.4% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the ARBV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Riviera Bancorp Business Description

Address 3780 State Street, 2nd floor, Santa Barbara, CA, USA, 93105
American Riviera Bancorp is a full-service community bank focused on serving the lending and deposit needs of businesses and consumers in its community. It provides commercial, residential mortgage, construction, and Small Business Administration lending services as well as convenient online and mobile technology. The full-service branches are located in Santa Barbara, Montecito, Goleta, San Luis Obispo, and Paso Robles.
57GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.75
Price
$22.82
GF Value