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ARBV (American Riviera Bancorp) Equity-to-Asset : 0.09 (As of Sep. 2024)


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What is American Riviera Bancorp Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. American Riviera Bancorp's Total Stockholders Equity for the quarter that ended in Sep. 2024 was $112.13 Mil. American Riviera Bancorp's Total Assets for the quarter that ended in Sep. 2024 was $1,294.76 Mil. Therefore, American Riviera Bancorp's Equity to Asset Ratio for the quarter that ended in Sep. 2024 was 0.09.

The historical rank and industry rank for American Riviera Bancorp's Equity-to-Asset or its related term are showing as below:

ARBV' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06   Med: 0.08   Max: 0.11
Current: 0.09

During the past 7 years, the highest Equity to Asset Ratio of American Riviera Bancorp was 0.11. The lowest was 0.06. And the median was 0.08.

ARBV's Equity-to-Asset is ranked worse than
51.66% of 1568 companies
in the Banks industry
Industry Median: 0.1 vs ARBV: 0.09

American Riviera Bancorp Equity-to-Asset Historical Data

The historical data trend for American Riviera Bancorp's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

American Riviera Bancorp Equity-to-Asset Chart

American Riviera Bancorp Annual Data
Trend Dec06 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Equity-to-Asset
Get a 7-Day Free Trial 0.11 0.09 0.07 0.07 0.08

American Riviera Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.08 0.08 0.08 0.09

Competitive Comparison of American Riviera Bancorp's Equity-to-Asset

For the Banks - Regional subindustry, American Riviera Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Riviera Bancorp's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, American Riviera Bancorp's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where American Riviera Bancorp's Equity-to-Asset falls into.


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American Riviera Bancorp Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

American Riviera Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Equity to Asset (A: Dec. 2023 )=Total Stockholders Equity/Total Assets
=100.64/1265.036
=0.08

American Riviera Bancorp's Equity to Asset Ratio for the quarter that ended in Sep. 2024 is calculated as

Equity to Asset (Q: Sep. 2024 )=Total Stockholders Equity/Total Assets
=112.125/1294.758
=0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


American Riviera Bancorp  (OTCPK:ARBV) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


American Riviera Bancorp Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of American Riviera Bancorp's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


American Riviera Bancorp Business Description

Traded in Other Exchanges
N/A
Address
3780 State Street, 2nd floor, Santa Barbara, CA, USA, 93105
American Riviera Bancorp is a full-service community bank focused on serving the lending and deposit needs of businesses and consumers in its community. It provides commercial, residential mortgage, construction, and Small Business Administration lending services as well as convenient online and mobile technology. The full-service branches are located in Santa Barbara, Montecito, Goleta, San Luis Obispo, and Paso Robles.