ARBV (American Riviera Bancorp) Total Stockholders Equity: $131.31 Mil (As of Mar. 2026)

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ARBV American Riviera Bancorp ARBV
60 GF Score
Price $31.10
GF Value $22.81
Valuation Significantly Overvalued
! 5 Warning Signs
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What is American Riviera Bancorp Total Stockholders Equity?

American Riviera Bancorp ARBV -1.27% 60 Total Stockholders Equity is $131.31 Mil as of Mar. 2026. GuruFocus rates ARBV with a GF Score™ of 60/100 and a GF Value™ of $22.81 (Significantly Overvalued). The stock has 5 warning signs investors should review.

American Riviera Bancorp's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $131.31 Mil. It refers to the net assets owned by shareholders. It does not include minority interest.

Total Stockholders Equity is used to calculate Book Value per Share. American Riviera Bancorp's Book Value per Share for the quarter that ended in Mar. 2026 was $22.84. The ratio of a company's debt over equity can be used to measure how leveraged this company is. American Riviera Bancorp's Debt-to-Equity for the quarter that ended in Mar. 2026 was 0.20.

American Riviera Bancorp  (OTCPK:ARBV) Total Stockholders Equity Explanation

1. Total Stockholders Equity is used to calculate Book Value per Share.

American Riviera Bancorp's Book Value per Share for the quarter that ended in Mar. 2026 is

Book Value per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(131.306-0)/5.750
=22.84

2. The ratio of a company's debt over equity can be used to measure how leveraged this company is.

American Riviera Bancorp's Debt-to-Equity for the quarter that ended in Mar. 2026 is

Debt-to-Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 26.15) / 131.306
=0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Riviera Bancorp Total Stockholders Equity Related Terms

American Riviera Bancorp Total Stockholders Equity Historical Data

* Premium members only.

The historical data trend for American Riviera Bancorp's Total Stockholders Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Riviera Bancorp Total Stockholders Equity Chart

American Riviera Bancorp Annual Data
Trend Dec06 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Stockholders Equity
Get a 7-Day Free Trial Premium Member Only 96.27 87.10 100.64 111.38 127.67

American Riviera Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Stockholders Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 117.61 122.05 127.67 131.31 134.82
ARBV
60GF Score
American Riviera Bancorp ARBV
Total Stockholders Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Total Stockholders Equity of $131.31 Mil mean?
American Riviera Bancorp (ARBV) has a Total Stockholders Equity of $131.31 Mil as of Mar. 2026. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for American Riviera Bancorp and its competitors.
Is American Riviera Bancorp's Total Stockholders Equity too high?
American Riviera Bancorp's current Total Stockholders Equity is $131.31 Mil. Overall, American Riviera Bancorp has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Riviera Bancorp's Total Stockholders Equity compare to CPKF and CBFV?
American Riviera Bancorp's Total Stockholders Equity of $131.31 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Stockholders Equity for a Banks company?
A good Total Stockholders Equity depends on the Banks industry context. However, Total Stockholders Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Stockholders Equity mean?
A high Total Stockholders Equity can signal that a stock is expensive relative to its fundamentals. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for American Riviera Bancorp and its competitors. American Riviera Bancorp's current Total Stockholders Equity is $131.31 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Riviera Bancorp stock overvalued right now?
Based on GuruFocus' analysis, American Riviera Bancorp (ARBV) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.81, compared to a current price of $31.10 — trading 36.3% above its estimated fair value. The current Total Stockholders Equity is $131.31 Mil. American Riviera Bancorp's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Stockholders Equity calculated?
Total Stockholders Equity is calculated from a company's financial statements. For American Riviera Bancorp (ARBV), the current Total Stockholders Equity is $131.31 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Riviera Bancorp (ARBV) Overvalued in 2026?

Based on GuruFocus' analysis, American Riviera Bancorp stock appears to be overvalued. The current stock price of $31.10 is trading 36.3% above its estimated GF Value™ of $22.81. GuruFocus considers American Riviera Bancorp to be Significantly Overvalued.

Key valuation signals for ARBV:

  • Total Stockholders Equity: $131.31 Mil
  • GF Value™: $22.81 vs. price of $31.10 (36.3% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the ARBV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Riviera Bancorp Business Description

Address 3780 State Street, 2nd floor, Santa Barbara, CA, USA, 93105
American Riviera Bancorp is a full-service community bank focused on serving the lending and deposit needs of businesses and consumers in its community. It provides commercial, residential mortgage, construction, and Small Business Administration lending services as well as convenient online and mobile technology. The full-service branches are located in Santa Barbara, Montecito, Goleta, San Luis Obispo, and Paso Robles.
60GF Score

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Total Stockholders Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.10
Price
$22.81
GF Value