ARBV (American Riviera Bancorp) Total Noninterest Expense: $35.00 Mil (As of Mar. 2026)

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ARBV American Riviera Bancorp ARBV
61 GF Score
Price $31.99
GF Value $22.80
Valuation Significantly Overvalued
! 4 Warning Signs
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What is American Riviera Bancorp Total Noninterest Expense?

American Riviera Bancorp ARBV 61 Total Noninterest Expense is $35.00 Mil as of Mar. 2026. GuruFocus rates ARBV with a GF Score™ of 61/100 and a GF Value™ of $22.80 (Significantly Overvalued). The stock has 4 warning signs investors should review.

American Riviera Bancorp's Total Noninterest Expense for the three months ended in Mar. 2026 was $9.06 Mil. American Riviera Bancorp's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $35.00 Mil.

American Riviera Bancorp Total Noninterest Expense Related Terms

American Riviera Bancorp Total Noninterest Expense Historical Data

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The historical data trend for American Riviera Bancorp's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Riviera Bancorp Total Noninterest Expense Chart

American Riviera Bancorp Annual Data
Trend Dec06 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only 25.96 30.29 32.11 32.65 34.31

American Riviera Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.37 8.25 8.63 9.05 9.06
ARBV
61GF Score
American Riviera Bancorp ARBV
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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American Riviera Bancorp Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $35.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $35.00 Mil mean?
American Riviera Bancorp (ARBV) has a Total Noninterest Expense of $35.00 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on American Riviera Bancorp and its competitors.
Is American Riviera Bancorp's Total Noninterest Expense too high?
American Riviera Bancorp's current Total Noninterest Expense is $35.00 Mil. Overall, American Riviera Bancorp has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Riviera Bancorp's Total Noninterest Expense compare to TYFG and PONT?
American Riviera Bancorp's Total Noninterest Expense of $35.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on American Riviera Bancorp and its competitors. American Riviera Bancorp's current Total Noninterest Expense is $35.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Riviera Bancorp stock overvalued right now?
Based on GuruFocus' analysis, American Riviera Bancorp (ARBV) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.80, compared to a current price of $31.99 — trading 40.3% above its estimated fair value. The current Total Noninterest Expense is $35.00 Mil. American Riviera Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For American Riviera Bancorp (ARBV), the current Total Noninterest Expense is $35.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Riviera Bancorp (ARBV) Overvalued in 2026?

Based on GuruFocus' analysis, American Riviera Bancorp stock appears to be overvalued. The current stock price of $31.99 is trading 40.3% above its estimated GF Value™ of $22.80. GuruFocus considers American Riviera Bancorp to be Significantly Overvalued.

Key valuation signals for ARBV:

  • Total Noninterest Expense: $35.00 Mil
  • GF Value™: $22.80 vs. price of $31.99 (40.3% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the ARBV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Riviera Bancorp Business Description

Address 3780 State Street, 2nd floor, Santa Barbara, CA, USA, 93105
American Riviera Bancorp is a full-service community bank focused on serving the lending and deposit needs of businesses and consumers in its community. It provides commercial, residential mortgage, construction, and Small Business Administration lending services as well as convenient online and mobile technology. The full-service branches are located in Santa Barbara, Montecito, Goleta, San Luis Obispo, and Paso Robles.
61GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.99
Price
$22.80
GF Value