ARBV (American Riviera Bancorp) Short-Term Debt: $0.00 Mil (As of Mar. 2026)

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ARBV American Riviera Bancorp ARBV
62 GF Score
Price $27.89
GF Value $22.80
Valuation Modestly Overvalued
! 4 Warning Signs
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What is American Riviera Bancorp Short-Term Debt?

American Riviera Bancorp ARBV 62 Short-Term Debt is $0.00 Mil as of Mar. 2026. GuruFocus rates ARBV with a GF Score™ of 62/100 and a GF Value™ of $22.80 (Modestly Overvalued). The stock has 4 warning signs investors should review.

American Riviera Bancorp's Short-Term Debt for the quarter that ended in Mar. 2026 was $0.00 Mil.

American Riviera Bancorp's quarterly Short-Term Debt increased from Sep. 2025 ($0.00 Mil) to Dec. 2025 ($10.00 Mil) but then declined from Dec. 2025 ($10.00 Mil) to Mar. 2026 ($0.00 Mil).

American Riviera Bancorp's annual Short-Term Debt declined from Dec. 2023 ($75.00 Mil) to Dec. 2024 ($25.00 Mil) and declined from Dec. 2024 ($25.00 Mil) to Dec. 2025 ($10.00 Mil).

American Riviera Bancorp Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

American Riviera Bancorp Short-Term Debt Related Terms

American Riviera Bancorp Short-Term Debt Historical Data

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The historical data trend for American Riviera Bancorp's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Riviera Bancorp Short-Term Debt Chart

American Riviera Bancorp Annual Data
Trend Dec06 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 75.00 25.00 10.00

American Riviera Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 10.00 0.00
ARBV
62GF Score
American Riviera Bancorp ARBV
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $0.00 Mil mean?
American Riviera Bancorp (ARBV) has a Short-Term Debt of $0.00 Mil as of Mar. 2026.
Is American Riviera Bancorp's Short-Term Debt too high?
American Riviera Bancorp's current Short-Term Debt is $0.00 Mil. Overall, American Riviera Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Riviera Bancorp's Short-Term Debt compare to TYFG and PONT?
American Riviera Bancorp's Short-Term Debt of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. American Riviera Bancorp's current Short-Term Debt is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Riviera Bancorp stock overvalued right now?
Based on GuruFocus' analysis, American Riviera Bancorp (ARBV) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.80, compared to a current price of $27.89 — trading 22.3% above its estimated fair value. The current Short-Term Debt is $0.00 Mil. American Riviera Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For American Riviera Bancorp (ARBV), the current Short-Term Debt is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Riviera Bancorp (ARBV) Overvalued in 2026?

Based on GuruFocus' analysis, American Riviera Bancorp stock appears to be overvalued. The current stock price of $27.89 is trading 22.3% above its estimated GF Value™ of $22.80. GuruFocus considers American Riviera Bancorp to be Modestly Overvalued.

Key valuation signals for ARBV:

  • Short-Term Debt: $0.00 Mil
  • GF Value™: $22.80 vs. price of $27.89 (22.3% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the ARBV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Riviera Bancorp Business Description

Address 3780 State Street, 2nd floor, Santa Barbara, CA, USA, 93105
American Riviera Bancorp is a full-service community bank focused on serving the lending and deposit needs of businesses and consumers in its community. It provides commercial, residential mortgage, construction, and Small Business Administration lending services as well as convenient online and mobile technology. The full-service branches are located in Santa Barbara, Montecito, Goleta, San Luis Obispo, and Paso Robles.
62GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.89
Price
$22.80
GF Value