ARBV (American Riviera Bancorp) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


ARBV American Riviera Bancorp ARBV
62 GF Score
Price $27.99
GF Value $22.80
Valuation Modestly Overvalued
! 4 Warning Signs
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What is American Riviera Bancorp ROC (Joel Greenblatt) %?

American Riviera Bancorp ARBV 62 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates ARBV with a GF Score™ of 62/100 and a GF Value™ of $22.80 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 46 Banks companies, American Riviera Bancorp ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

ARBV
62GF Score
American Riviera Bancorp ARBV
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
American Riviera Bancorp (ARBV) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on American Riviera Bancorp and its competitors. According to the industry distribution chart, American Riviera Bancorp ranks #999999 out of 46 companies in the Banks industry.
Is American Riviera Bancorp's ROC (Joel Greenblatt) % too high?
American Riviera Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, American Riviera Bancorp ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, American Riviera Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Riviera Bancorp's ROC (Joel Greenblatt) % compare to TYFG and PONT?
According to the Banks industry distribution chart, American Riviera Bancorp ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places American Riviera Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on American Riviera Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Riviera Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Riviera Bancorp stock overvalued right now?
Based on GuruFocus' analysis, American Riviera Bancorp (ARBV) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.80, compared to a current price of $27.99 — trading 22.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. American Riviera Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For American Riviera Bancorp (ARBV), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Riviera Bancorp (ARBV) Overvalued in 2026?

Based on GuruFocus' analysis, American Riviera Bancorp stock appears to be overvalued. The current stock price of $27.99 is trading 22.8% above its estimated GF Value™ of $22.80. GuruFocus considers American Riviera Bancorp to be Modestly Overvalued.

Key valuation signals for ARBV:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $22.80 vs. price of $27.99 (22.8% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the ARBV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Riviera Bancorp Business Description

Address 3780 State Street, 2nd floor, Santa Barbara, CA, USA, 93105
American Riviera Bancorp is a full-service community bank focused on serving the lending and deposit needs of businesses and consumers in its community. It provides commercial, residential mortgage, construction, and Small Business Administration lending services as well as convenient online and mobile technology. The full-service branches are located in Santa Barbara, Montecito, Goleta, San Luis Obispo, and Paso Robles.
62GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.99
Price
$22.80
GF Value