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SCZC (West Coast Community Bancorp) PS Ratio : 4.12 (As of Dec. 15, 2024)


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What is West Coast Community Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, West Coast Community Bancorp's share price is $41.80. West Coast Community Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $10.14. Hence, West Coast Community Bancorp's PS Ratio for today is 4.12.

Warning Sign:

West Coast Community Bancorp stock PS Ratio (=4.12) is close to 3-year high of 4.12

The historical rank and industry rank for West Coast Community Bancorp's PS Ratio or its related term are showing as below:

SCZC' s PS Ratio Range Over the Past 10 Years
Min: 2.38   Med: 3.36   Max: 13.79
Current: 4.12

During the past 13 years, West Coast Community Bancorp's highest PS Ratio was 13.79. The lowest was 2.38. And the median was 3.36.

SCZC's PS Ratio is ranked worse than
77.79% of 1526 companies
in the Banks industry
Industry Median: 2.64 vs SCZC: 4.12

West Coast Community Bancorp's Revenue per Sharefor the three months ended in Sep. 2024 was $2.53. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $10.14.

Warning Sign:

West Coast Community Bancorp revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of West Coast Community Bancorp was -0.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was 17.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was 13.70% per year. During the past 10 years, the average Revenue per Share Growth Rate was 13.50% per year.

During the past 13 years, West Coast Community Bancorp's highest 3-Year average Revenue per Share Growth Rate was 77.50% per year. The lowest was 9.40% per year. And the median was 13.00% per year.

Back to Basics: PS Ratio


West Coast Community Bancorp PS Ratio Historical Data

The historical data trend for West Coast Community Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

West Coast Community Bancorp PS Ratio Chart

West Coast Community Bancorp Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.41 2.95 3.03 2.86 2.92

West Coast Community Bancorp Quarterly Data
Dec18 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.50 2.92 2.74 3.39 3.84

Competitive Comparison of West Coast Community Bancorp's PS Ratio

For the Banks - Regional subindustry, West Coast Community Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


West Coast Community Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, West Coast Community Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where West Coast Community Bancorp's PS Ratio falls into.



West Coast Community Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

West Coast Community Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=41.80/10.144
=4.12

West Coast Community Bancorp's Share Price of today is $41.80.
West Coast Community Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.14.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


West Coast Community Bancorp  (OTCPK:SCZC) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


West Coast Community Bancorp PS Ratio Related Terms

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West Coast Community Bancorp Business Description

Traded in Other Exchanges
N/A
Address
75 River Street, Santa Cruz, CA, USA, 95060
West Coast Community Bancorp Formerly Santa Cruz County Bank is a community bank. It offers personal banking, business banking, and lending solutions for businesses and individuals in Santa Cruz County. It has full-service offices located in Aptos, Capitola, Santa Cruz, Monterey, Cupertino, Scotts Valley, and Watsonville counties. Its products and services include Checking and Savings accounts, Mobile banking, Business checking, and savings accounts, Merchant credit card services, etc. The bank also operates self-serve ATM and Night depositories.