Five-Star Business Finance has a quick ratio of 326.40. It generally indicates good short-term financial strength.
The historical rank and industry rank for Five-Star Business Finance's Quick Ratio or its related term are showing as below:
NSE:FIVESTAR'
s Quick Ratio Range Over the Past 10 Years
Min: 1.28 Med: 1.8 Max: 326.4
Current: 326.4
During the past 7 years, Five-Star Business Finance's highest Quick Ratio was 326.40. The lowest was 1.28. And the median was 1.80.
NSE:FIVESTAR's Quick Ratio is ranked better than 88.83% of 394
companies
in the Credit Services industry
Industry Median: 4.855
vs NSE:FIVESTAR: 326.40
Five-Star Business Finance (NSE:FIVESTAR) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Five-Star Business Finance Quick Ratio Related Terms
Five-Star Business Finance Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:FIVESTAR vs V, MA, AXP: Quick Ratio Comparison
For the Credit Services subindustry, Five-Star Business Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Five-Star Business Finance Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Five-Star Business Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Five-Star Business Finance's Quick Ratio falls into.
Five-Star Business Finance Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Five-Star Business Finance (NSE:FIVESTAR) has a Quick Ratio of 326.40 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Five-Star Business Finance and its competitors. This is 18033% above median its historical median of 1.80. Over the past decade, Five-Star Business Finance's Quick Ratio has ranged from 1.28 to 326.40. According to the industry distribution chart, Five-Star Business Finance ranks #44 out of 394 companies in the Credit Services industry, placing it in the top 11.2%.
Is Five-Star Business Finance's Quick Ratio too high?
Five-Star Business Finance's current Quick Ratio of 326.40 is 18033% above median its 10-year median of 1.80. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 326.40. The Credit Services industry median Quick Ratio is 4.86. Five-Star Business Finance's value of 326.40 is 6623% above this industry median. Based on the distribution chart, Five-Star Business Finance ranks #44 out of 394 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Five-Star Business Finance has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Five-Star Business Finance's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Five-Star Business Finance ranks #44 out of 394 companies for Quick Ratio. This places Five-Star Business Finance in the top 11% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.86. Five-Star Business Finance's value of 326.40 is 6623% above this benchmark. Historically, Five-Star Business Finance's own Quick Ratio has ranged from 1.28 to 326.40 over the past decade. While the company's 10-year median is 1.80 vs. the industry median of 4.86, Five-Star Business Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.86, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Five-Star Business Finance's current Quick Ratio of 326.40 is 6623% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Five-Star Business Finance and its competitors. For the Credit Services industry, the median Quick Ratio is 4.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Five-Star Business Finance's current Quick Ratio is 326.40, which is 18033% above median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five-Star Business Finance stock overvalued right now?
Based on GuruFocus' analysis, Five-Star Business Finance (NSE:FIVESTAR) is currently considered Possible Value Trap. The stock's GF Value™ is ₹981.23, compared to a current price of ₹487.25 — trading 50.3% below its estimated fair value. The current Quick Ratio is 326.40, which is 18033% above median its 10-year median of 1.80 and 6623% above the Credit Services industry median of 4.86. Five-Star Business Finance's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Five-Star Business Finance (NSE:FIVESTAR), the current Quick Ratio is 326.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Five-Star Business Finance (NSE:FIVESTAR) Overvalued in 2026?
Based on GuruFocus' analysis, Five-Star Business Finance stock appears to be undervalued.
The current stock price of ₹487.25 is trading 50.3% below its estimated GF Value™ of ₹981.23.
GuruFocus considers Five-Star Business Finance to be Possible Value Trap.
Key valuation signals for NSE:FIVESTAR:
Quick Ratio: 326.40 (18033% above median its 10-year median of 1.80)
GF Value™: ₹981.23 vs. price of ₹487.25 (50.3% below fair value)
Industry Position: 6623% above the Credit Services median (#44 of 394)
No single metric tells the full story. See the NSE:FIVESTAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Five-Star Business Finance Ltd provides secured loans to micro-entrepreneurs and self-employed individuals for business purposes, as well as for asset creation such as home renovation or improvement, or meeting expenses for economic events such as marriage, healthcare, and education.
82GF Score
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