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Five-Star Business Finance (NSE:FIVESTAR) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Five-Star Business Finance's Enterprise Value for the quarter that ended in Jun. 2026 was ₹149,099 Mil.
Five-Star Business Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹16,292 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Five-Star Business Finance EV-to-EBIT Related Terms
Five-Star Business Finance EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Five-Star Business Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Five-Star Business Finance EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Five-Star Business Finance's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Five-Star Business Finance's EV-to-EBIT falls into.
Five-Star Business Finance's current Enterprise Value is ₹224,411 Mil.
Five-Star Business Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹16,292 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Five-Star Business Finance (NSE:FIVESTAR) has a EV-to-EBIT of 13.77 as of Aug. 13, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Five-Star Business Finance and its competitors. This is 27% below median its historical median of 18.81. Over the past decade, Five-Star Business Finance's EV-to-EBIT has ranged from 6.52 to 26.82. According to the industry distribution chart, Five-Star Business Finance ranks #111 out of 315 companies in the Credit Services industry, placing it in the top 35.2%.
Is Five-Star Business Finance's EV-to-EBIT too high?
Five-Star Business Finance's current EV-to-EBIT of 13.77 is 27% below median its 10-year median of 18.81. Over the past 10 years, this metric has ranged from a low of 6.52 to a high of 26.82. The Credit Services industry median EV-to-EBIT is 22.55. Five-Star Business Finance's value of 13.77 is 38.9% below this industry median. Based on the distribution chart, Five-Star Business Finance ranks #111 out of 315 companies in the Credit Services industry, which is above the industry midpoint. Overall, Five-Star Business Finance has a GF Score™ of 91/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Five-Star Business Finance's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Five-Star Business Finance ranks #111 out of 315 companies for EV-to-EBIT. This puts Five-Star Business Finance in the upper half of its industry. The industry median EV-to-EBIT is 22.55. Five-Star Business Finance's value of 13.77 is 38.9% below this benchmark. Historically, Five-Star Business Finance's own EV-to-EBIT has ranged from 6.52 to 26.82 over the past decade. While the company's 10-year median is 18.81 vs. the industry median of 22.55, Five-Star Business Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.55, based on 315 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Five-Star Business Finance's current EV-to-EBIT of 13.77 is 38.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Five-Star Business Finance and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Five-Star Business Finance's current EV-to-EBIT is 13.77, which is 27% below median its own 10-year median of 18.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five-Star Business Finance stock overvalued right now?
Based on GuruFocus' analysis, Five-Star Business Finance (NSE:FIVESTAR) is currently considered Possible Value Trap. The stock's GF Value™ is ₹881.35, compared to a current price of ₹554.40 — trading 37.1% below its estimated fair value. The current EV-to-EBIT is 13.77, which is 27% below median its 10-year median of 18.81 and 38.9% below the Credit Services industry median of 22.55. Five-Star Business Finance's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Five-Star Business Finance (NSE:FIVESTAR), the current EV-to-EBIT is 13.77 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Five-Star Business Finance (NSE:FIVESTAR) Overvalued in 2026?
Based on GuruFocus' analysis, Five-Star Business Finance stock appears to be undervalued.
The current stock price of ₹554.40 is trading 37.1% below its estimated GF Value™ of ₹881.35.
GuruFocus considers Five-Star Business Finance to be Possible Value Trap.
Key valuation signals for NSE:FIVESTAR:
EV-to-EBIT: 13.77 (27% below median its 10-year median of 18.81)
GF Value™: ₹881.35 vs. price of ₹554.40 (37.1% below fair value)
Industry Position: 38.9% below the Credit Services median (#111 of 315)
No single metric tells the full story. See the NSE:FIVESTAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Five-Star Business Finance Ltd provides secured loans to micro-entrepreneurs and self-employed individuals for business purposes, as well as for asset creation such as home renovation or improvement, or meeting expenses for economic events such as marriage, healthcare, and education.
91GF Score
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