Five-Star Business Finance (NSE:FIVESTAR) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Five-Star Business Finance EBITDA Margin % Related Terms
Five-Star Business Finance EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:FIVESTAR vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Five-Star Business Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Five-Star Business Finance EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Five-Star Business Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Five-Star Business Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Five-Star Business Finance (NSE:FIVESTAR) has a EBITDA Margin % of 50.79% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Five-Star Business Finance and its competitors. This is near median its historical median of 51.83. Over the past decade, Five-Star Business Finance's EBITDA Margin % has ranged from 48.26 to 61.86. According to the industry distribution chart, Five-Star Business Finance ranks #78 out of 414 companies in the Credit Services industry, placing it in the top 18.8%.
Is Five-Star Business Finance's EBITDA Margin % too high?
Five-Star Business Finance's current EBITDA Margin % of 50.79% is near median its 10-year median of 51.83. Over the past 10 years, this metric has ranged from a low of 48.26 to a high of 61.86. The Credit Services industry median EBITDA Margin % is 20.91. Five-Star Business Finance's value of 50.79% is 142.9% above this industry median. Based on the distribution chart, Five-Star Business Finance ranks #78 out of 414 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Five-Star Business Finance has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Five-Star Business Finance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Five-Star Business Finance ranks #78 out of 414 companies for EBITDA Margin %. This places Five-Star Business Finance in the top 19% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 20.91. Five-Star Business Finance's value of 50.79% is 142.9% above this benchmark. Historically, Five-Star Business Finance's own EBITDA Margin % has ranged from 48.26 to 61.86 over the past decade. While the company's 10-year median is 51.83 vs. the industry median of 20.91, Five-Star Business Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Five-Star Business Finance's current EBITDA Margin % of 50.79% is 142.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Five-Star Business Finance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Five-Star Business Finance's current EBITDA Margin % is 50.79%, which is near median its own 10-year median of 51.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five-Star Business Finance stock overvalued right now?
Based on GuruFocus' analysis, Five-Star Business Finance (NSE:FIVESTAR) is currently considered Possible Value Trap. The stock's GF Value™ is ₹980.09, compared to a current price of ₹497.00 — trading 49.3% below its estimated fair value. The current EBITDA Margin % is 50.79%, which is near median its 10-year median of 51.83 and 142.9% above the Credit Services industry median of 20.91. Five-Star Business Finance's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Five-Star Business Finance (NSE:FIVESTAR), the current EBITDA Margin % is 50.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Five-Star Business Finance (NSE:FIVESTAR) Overvalued in 2026?
Based on GuruFocus' analysis, Five-Star Business Finance stock appears to be undervalued.
The current stock price of ₹497.00 is trading 49.3% below its estimated GF Value™ of ₹980.09.
GuruFocus considers Five-Star Business Finance to be Possible Value Trap.
Key valuation signals for NSE:FIVESTAR:
EBITDA Margin %: 50.79% (near median its 10-year median of 51.83)
GF Value™: ₹980.09 vs. price of ₹497.00 (49.3% below fair value)
Industry Position: 142.9% above the Credit Services median (#78 of 414)
No single metric tells the full story. See the NSE:FIVESTAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Five-Star Business Finance Ltd provides secured loans to micro-entrepreneurs and self-employed individuals for business purposes, as well as for asset creation such as home renovation or improvement, or meeting expenses for economic events such as marriage, healthcare, and education.
81GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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