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Five-Star Business Finance has a Cash Ratio of 0.00. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Five-Star Business Finance's Cash Ratio or its related term are showing as below:
NSE:FIVESTAR'
s Cash Ratio Range Over the Past 10 Years
Min: 0.45 Med: 0.99 Max: 24.65
Current: 0.79
During the past 7 years, Five-Star Business Finance's highest Cash Ratio was 24.65. The lowest was 0.45. And the median was 0.99.
NSE:FIVESTAR's Cash Ratio is ranked better than 57.03% of 391
companies
in the Credit Services industry
Industry Median: 0.55
vs NSE:FIVESTAR: 0.79
Five-Star Business Finance (NSE:FIVESTAR) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Five-Star Business Finance Cash Ratio Related Terms
Five-Star Business Finance Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Five-Star Business Finance's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Five-Star Business Finance Cash Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Five-Star Business Finance's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Five-Star Business Finance's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Five-Star Business Finance (NSE:FIVESTAR) has a Cash Ratio of 0.00 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Five-Star Business Finance and its competitors. Over the past decade, Five-Star Business Finance's Cash Ratio has ranged from 0.45 to 24.65. According to the industry distribution chart, Five-Star Business Finance ranks #168 out of 391 companies in the Credit Services industry, placing it in the top 43%.
Is Five-Star Business Finance's Cash Ratio too high?
Five-Star Business Finance's current Cash Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 24.65. Based on the distribution chart, Five-Star Business Finance ranks #168 out of 391 companies in the Credit Services industry, which is above the industry midpoint. Overall, Five-Star Business Finance has a GF Score™ of 91/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Five-Star Business Finance's Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Five-Star Business Finance ranks #168 out of 391 companies for Cash Ratio. This puts Five-Star Business Finance in the upper half of its industry. The industry median Cash Ratio is 0.55. Historically, Five-Star Business Finance's own Cash Ratio has ranged from 0.45 to 24.65 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.55, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Five-Star Business Finance and its competitors. For the Credit Services industry, the median Cash Ratio is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Five-Star Business Finance's current Cash Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five-Star Business Finance stock overvalued right now?
Based on GuruFocus' analysis, Five-Star Business Finance (NSE:FIVESTAR) is currently considered Possible Value Trap. The stock's GF Value™ is ₹878.92, compared to a current price of ₹535.35 — trading 39.1% below its estimated fair value. The current Cash Ratio is 0.00. Five-Star Business Finance's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Five-Star Business Finance (NSE:FIVESTAR), the current Cash Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Five-Star Business Finance (NSE:FIVESTAR) Overvalued in 2026?
Based on GuruFocus' analysis, Five-Star Business Finance stock appears to be undervalued.
The current stock price of ₹535.35 is trading 39.1% below its estimated GF Value™ of ₹878.92.
GuruFocus considers Five-Star Business Finance to be Possible Value Trap.
Key valuation signals for NSE:FIVESTAR:
Cash Ratio: 0.00
GF Value™: ₹878.92 vs. price of ₹535.35 (39.1% below fair value)
No single metric tells the full story. See the NSE:FIVESTAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Five-Star Business Finance Ltd provides secured loans to micro-entrepreneurs and self-employed individuals for business purposes, as well as for asset creation such as home renovation or improvement, or meeting expenses for economic events such as marriage, healthcare, and education.
91GF Score
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