Five-Star Business Finance (NSE:FIVESTAR) Enterprise Value: ₹209,418 Mil (As of Jul. 01, 2026) ***


NSE:FIVESTAR Five-Star Business Finance Ltd NSE:FIVESTAR
81 GF Score
Price ₹517.35
GF Value ₹978.62
Valuation Possible Value Trap
! 4 Warning Signs
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What is Five-Star Business Finance Enterprise Value?

Five-Star Business Finance NSE:FIVESTAR +3.66% 81 Enterprise Value is ₹209,418 Mil as of Jul. 01, 2026. GuruFocus rates NSE:FIVESTAR with a GF Score™ of 81/100 and a GF Value™ of ₹978.62 (Possible Value Trap). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Five-Star Business Finance's Enterprise Value is ₹209,418 Mil. Five-Star Business Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹16,088 Mil. Therefore, Five-Star Business Finance's EV-to-EBIT ratio for today is 13.02.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Five-Star Business Finance's Enterprise Value is ₹209,418 Mil. Five-Star Business Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹16,459 Mil. Therefore, Five-Star Business Finance's EV-to-EBITDA ratio for today is 12.72.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Five-Star Business Finance's Enterprise Value is ₹209,418 Mil. Five-Star Business Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹31,757 Mil. Therefore, Five-Star Business Finance's EV-to-Revenue ratio for today is 6.59.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Five-Star Business Finance's Enterprise Value is ₹209,418 Mil. Five-Star Business Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Five-Star Business Finance's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Five-Star Business Finance's Enterprise Value is ₹209,418 Mil. Five-Star Business Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Five-Star Business Finance's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Five-Star Business Finance  (NSE:FIVESTAR) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Five-Star Business Finance's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=209418.235/16088.315
=13.02

Five-Star Business Finance's current Enterprise Value is ₹209,418 Mil.
Five-Star Business Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹16,088 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Five-Star Business Finance's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=209418.235/16458.782
=12.72

Five-Star Business Finance's current Enterprise Value is ₹209,418 Mil.
Five-Star Business Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹16,459 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Five-Star Business Finance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=209418.235/31756.69
=6.59

Five-Star Business Finance's current Enterprise Value is ₹209,418 Mil.
Five-Star Business Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹31,757 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Five-Star Business Finance's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=209418.235/0
=

Five-Star Business Finance's current Enterprise Value is ₹209,418 Mil.
Five-Star Business Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Five-Star Business Finance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=209418.235/0
=

Five-Star Business Finance's current Enterprise Value is ₹209,418 Mil.
Five-Star Business Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Five-Star Business Finance Enterprise Value Related Terms


Five-Star Business Finance Enterprise Value Historical Data

* Premium members only.

The historical data trend for Five-Star Business Finance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Five-Star Business Finance Enterprise Value Chart

Five-Star Business Finance Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial 0.00 184,780.61 256,626.94 271,244.60 164,696.81

Five-Star Business Finance Quarterly Data
Mar21 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 271,244.60 227,248.79 219,524.76 160,624.12 164,696.81

NSE:FIVESTAR vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Five-Star Business Finance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Five-Star Business Finance Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Five-Star Business Finance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Five-Star Business Finance's Enterprise Value falls into.


NSE:FIVESTAR
81GF Score
Five-Star Business Finance Ltd NSE:FIVESTAR
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Five-Star Business Finance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Five-Star Business Finance's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

Five-Star Business Finance's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹209,418 Mil mean?
Five-Star Business Finance (NSE:FIVESTAR) has a Enterprise Value of ₹209,418 Mil as of Jul. 01, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Five-Star Business Finance and its competitors.
Is Five-Star Business Finance's Enterprise Value too high?
Five-Star Business Finance's current Enterprise Value is ₹209,418 Mil. Overall, Five-Star Business Finance has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Five-Star Business Finance's Enterprise Value compare to V and MA?
Five-Star Business Finance's Enterprise Value of ₹209,418 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Five-Star Business Finance and its competitors. Five-Star Business Finance's current Enterprise Value is ₹209,418 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five-Star Business Finance stock overvalued right now?
Based on GuruFocus' analysis, Five-Star Business Finance (NSE:FIVESTAR) is currently considered Possible Value Trap. The stock's GF Value™ is ₹978.62, compared to a current price of ₹517.35 — trading 47.1% below its estimated fair value. The current Enterprise Value is ₹209,418 Mil. Five-Star Business Finance's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Five-Star Business Finance (NSE:FIVESTAR), the current Enterprise Value is ₹209,418 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Five-Star Business Finance (NSE:FIVESTAR) Overvalued in 2026?

Based on GuruFocus' analysis, Five-Star Business Finance stock appears to be undervalued. The current stock price of ₹517.35 is trading 47.1% below its estimated GF Value™ of ₹978.62. GuruFocus considers Five-Star Business Finance to be Possible Value Trap.

Key valuation signals for NSE:FIVESTAR:

  • Enterprise Value: ₹209,418 Mil
  • GF Value™: ₹978.62 vs. price of ₹517.35 (47.1% below fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the NSE:FIVESTAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Five-Star Business Finance Business Description

Other Exchanges 543663:India
Address New No 27, Old No 4, Taylor's Road, Kilpauk, Chennai, TN, IND, 600010
Five-Star Business Finance Ltd provides secured loans to micro-entrepreneurs and self-employed individuals for business purposes, as well as for asset creation such as home renovation or improvement, or meeting expenses for economic events such as marriage, healthcare, and education.
81GF Score

Get the complete analysis for NSE:FIVESTAR

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹517.35
Price
₹978.62
GF Value