HFWA (Heritage Financial) Growth Rank: 1 (As of Aug. 21, 2026) — 80% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HFWA Heritage Financial Corp HFWA
62 GF Score
Price $29.10
GF Value $28.07
Valuation Fairly Valued
! 5 Warning Signs
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What is Heritage Financial Growth Rank?

Heritage Financial HFWA +0.52% 62 Growth Rank is 1 as of Aug. 21, 2026, which is 80% below its 10-year median of 5.00. GuruFocus rates HFWA with a GF Score™ of 62/100 and a GF Value™ of $28.07 (Fairly Valued). The stock has 5 warning signs investors should review.

Heritage Financial has the Growth Rank of 1.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Heritage Financial Growth Rank Related Terms

HFWA vs OSBC, UVSP, PFBC: Growth Rank Comparison

For the Banks - Regional subindustry, Heritage Financial's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Heritage Financial Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Heritage Financial's Growth Rank distribution charts can be found below:

* The bar in red indicates where Heritage Financial's Growth Rank falls into.


HFWA
62GF Score
Heritage Financial Corp HFWA
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 1 mean?
Heritage Financial (HFWA) has a Growth Rank of 1 as of Aug. 21, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Heritage Financial and its competitors. This is 80% below median its historical median of 5.00. Over the past decade, Heritage Financial's Growth Rank has ranged from 1.00 to 7.00.
Is Heritage Financial's Growth Rank too high?
Heritage Financial's current Growth Rank of 1 is 80% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 7.00. Overall, Heritage Financial has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Heritage Financial's Growth Rank compare to OSBC and UVSP?
Heritage Financial's Growth Rank of 1 can be compared against companies in the Banks industry. Historically, Heritage Financial's own Growth Rank has ranged from 1.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Heritage Financial and its competitors. Heritage Financial's current Growth Rank is 1, which is 80% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heritage Financial stock overvalued right now?
Based on GuruFocus' analysis, Heritage Financial (HFWA) is currently considered Fairly Valued. The stock's GF Value™ is $28.07, compared to a current price of $29.10 — trading 3.7% above its estimated fair value. The current Growth Rank is 1, which is 80% below median its 10-year median of 5.00. Heritage Financial's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Heritage Financial (HFWA), the current Growth Rank is 1 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heritage Financial (HFWA) Overvalued in 2026?

Based on GuruFocus' analysis, Heritage Financial stock appears to be overvalued. The current stock price of $29.10 is trading 3.7% above its estimated GF Value™ of $28.07. GuruFocus considers Heritage Financial to be Fairly Valued.

Key valuation signals for HFWA:

  • Growth Rank: 1 (80% below median its 10-year median of 5.00)
  • GF Value™: $28.07 vs. price of $29.10 (3.7% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the HFWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heritage Financial Business Description

Address 201 Fifth Avenue SW, Olympia, WA, USA, 98501
Heritage Financial Corp is a bank holding company. The company, through its subsidiary, provides commercial lending and deposit relationships with small businesses and their owners in its market areas and attracts deposits from the general public. It accepts various deposit products, such as non-interest demand accounts, money market accounts, savings accounts, and certificates of deposit. Besides, the Bank also makes real estate construction loans, land development loans, and consumer loans, and originates first mortgage loans on residential properties mainly located in its market area. Geographically, all the business activity functions through the region of the United States.
62GF Score

Get the complete analysis for HFWA

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.10
Price
$28.07
GF Value