HFWA (Heritage Financial) Quality Rank


HFWA Heritage Financial Corp HFWA
63 GF Score
Price $29.42
GF Value $27.40
Valuation Fairly Valued
! 4 Warning Signs
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What is Heritage Financial Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Heritage Financial Quality Rank Related Terms

HFWA
63GF Score
Heritage Financial Corp HFWA
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Heritage Financial (HFWA) Overvalued in 2026?

Based on GuruFocus' analysis, Heritage Financial stock appears to be overvalued. The current stock price of $29.42 is trading 7.4% above its estimated GF Value™ of $27.40. GuruFocus considers Heritage Financial to be Fairly Valued.

Key valuation signals for HFWA:

  • Quality Rank:
  • GF Value™: $27.40 vs. price of $29.42 (7.4% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the HFWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heritage Financial Business Description

Address 201 Fifth Avenue SW, Olympia, WA, USA, 98501
Heritage Financial Corp is a bank holding company. The company, through its subsidiary, provides commercial lending and deposit relationships with small businesses and their owners in its market areas and attracts deposits from the general public. It accepts various deposit products, such as non-interest demand accounts, money market accounts, savings accounts, and certificates of deposit. Besides, the Bank also makes real estate construction loans, land development loans, and consumer loans, and originates first mortgage loans on residential properties mainly located in its market area. Geographically, all the business activity functions through the region of the United States.
63GF Score

Get the complete analysis for HFWA

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.42
Price
$27.40
GF Value