HFWA (Heritage Financial) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


HFWA Heritage Financial Corp HFWA
63 GF Score
Price $29.06
GF Value $27.39
Valuation Fairly Valued
! 4 Warning Signs
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What is Heritage Financial ROC (Joel Greenblatt) %?

Heritage Financial HFWA +1.24% 63 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates HFWA with a GF Score™ of 63/100 and a GF Value™ of $27.39 (Fairly Valued). The stock has 4 warning signs investors should review. Among 46 Banks companies, Heritage Financial ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

HFWA
63GF Score
Heritage Financial Corp HFWA
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Heritage Financial (HFWA) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Heritage Financial and its competitors. According to the industry distribution chart, Heritage Financial ranks #999999 out of 46 companies in the Banks industry.
Is Heritage Financial's ROC (Joel Greenblatt) % too high?
Heritage Financial's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Heritage Financial ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Heritage Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Heritage Financial's ROC (Joel Greenblatt) % compare to OSBC and UVSP?
According to the Banks industry distribution chart, Heritage Financial ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Heritage Financial in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.63, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Heritage Financial and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Heritage Financial's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heritage Financial stock overvalued right now?
Based on GuruFocus' analysis, Heritage Financial (HFWA) is currently considered Fairly Valued. The stock's GF Value™ is $27.39, compared to a current price of $29.06 — trading 6.1% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Heritage Financial's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Heritage Financial (HFWA), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heritage Financial (HFWA) Overvalued in 2026?

Based on GuruFocus' analysis, Heritage Financial stock appears to be overvalued. The current stock price of $29.06 is trading 6.1% above its estimated GF Value™ of $27.39. GuruFocus considers Heritage Financial to be Fairly Valued.

Key valuation signals for HFWA:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $27.39 vs. price of $29.06 (6.1% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the HFWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Heritage Financial Business Description

Address 201 Fifth Avenue SW, Olympia, WA, USA, 98501
Heritage Financial Corp is a bank holding company. The company, through its subsidiary, provides commercial lending and deposit relationships with small businesses and their owners in its market areas and attracts deposits from the general public. It accepts various deposit products, such as non-interest demand accounts, money market accounts, savings accounts, and certificates of deposit. Besides, the Bank also makes real estate construction loans, land development loans, and consumer loans, and originates first mortgage loans on residential properties mainly located in its market area. Geographically, all the business activity functions through the region of the United States.
63GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.06
Price
$27.39
GF Value