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Spandana Sphoorty Financial (BOM:542759) Profitability Rank : 7 (As of Dec. 2024)


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What is Spandana Sphoorty Financial Profitability Rank?

Spandana Sphoorty Financial has the Profitability Rank of 7.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Spandana Sphoorty Financial's Operating Margin % for the quarter that ended in Dec. 2024 was 1.74%. As of today, Spandana Sphoorty Financial's Piotroski F-Score is 4.


Competitive Comparison of Spandana Sphoorty Financial's Profitability Rank

For the Credit Services subindustry, Spandana Sphoorty Financial's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Spandana Sphoorty Financial's Profitability Rank Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Spandana Sphoorty Financial's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Spandana Sphoorty Financial's Profitability Rank falls into.


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Spandana Sphoorty Financial Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Spandana Sphoorty Financial has the Profitability Rank of 7.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Spandana Sphoorty Financial's Operating Margin % for the quarter that ended in Dec. 2024 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2024 ) / Revenue (Q: Dec. 2024 )
=87.7 / 5029.2
=1.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Spandana Sphoorty Financial has an F-score of 4 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

Warning Sign:

Spandana Sphoorty Financial Ltd operating margin has been in a 5-year decline. The average rate of decline per year is -13.7%.

4. Consistency of the profitability

5. Predictability Rank


Spandana Sphoorty Financial Profitability Rank Related Terms

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Spandana Sphoorty Financial Business Description

Traded in Other Exchanges
Address
Galaxy, Wing B, 16th Floor, Plot No.1, Sy No 83/1, TSIIC, Raidurg Panmaktha, Hyderabad Knowledge City, TG, IND, 500081
Spandana Sphoorty Financial Ltd is a rural-focused non-banking financial company with a geographically diversified presence in India. It offers income generation loans under the joint liability group model, predominantly to women from low-income households in rural areas. Further, it also offers, Gold loans, Interim loans, Loan against Property, and others. It has a single business segment which is financing. The company operates in India and generates key revenue from giving loans.

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