Societe Generale Ghana (XGHA:SOGEGH) Retained Earnings: GHS1,086 Mil (As of Jun. 2026)

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XGHA:SOGEGH Societe Generale Ghana PLC XGHA:SOGEGH
74 GF Score
Price GHS5.19
GF Value GHS1.75
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Societe Generale Ghana Retained Earnings?

Societe Generale Ghana XGHA:SOGEGH -3.89% 74 Retained Earnings is GHS1,086 Mil as of Jun. 2026. GuruFocus rates XGHA:SOGEGH with a GF Score™ of 74/100 and a GF Value™ of GHS1.75 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Societe Generale Ghana's retained earnings for the quarter that ended in Jun. 2026 was GHS1,086 Mil.

Societe Generale Ghana's quarterly retained earnings increased from Dec. 2025 (GHS1,148 Mil) to Mar. 2026 (GHS1,193 Mil) but then declined from Mar. 2026 (GHS1,193 Mil) to Jun. 2026 (GHS1,086 Mil).

Societe Generale Ghana's annual retained earnings increased from Dec. 2023 (GHS559 Mil) to Dec. 2024 (GHS1,042 Mil) and increased from Dec. 2024 (GHS1,042 Mil) to Dec. 2025 (GHS1,148 Mil).


Societe Generale Ghana  (XGHA:SOGEGH) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Societe Generale Ghana Retained Earnings Historical Data

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The historical data trend for Societe Generale Ghana's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Generale Ghana Retained Earnings Chart

Societe Generale Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 207.31 240.56 559.16 1,041.55 1,147.81

Societe Generale Ghana Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,255.99 1,101.70 1,147.81 1,193.04 1,086.31
XGHA:SOGEGH
74GF Score
Societe Generale Ghana PLC XGHA:SOGEGH
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Generale Ghana Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of GHS1,086 Mil mean?
Societe Generale Ghana (XGHA:SOGEGH) has a Retained Earnings of GHS1,086 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Societe Generale Ghana and its competitors.
Is Societe Generale Ghana's Retained Earnings too high?
Societe Generale Ghana's current Retained Earnings is GHS1,086 Mil. Overall, Societe Generale Ghana has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale Ghana's Retained Earnings compare to PNC?
Societe Generale Ghana's Retained Earnings of GHS1,086 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Societe Generale Ghana and its competitors. Societe Generale Ghana's current Retained Earnings is GHS1,086 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale Ghana stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale Ghana (XGHA:SOGEGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.75, compared to a current price of GHS5.19 — trading 196.6% above its estimated fair value. The current Retained Earnings is GHS1,086 Mil. Societe Generale Ghana's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Societe Generale Ghana (XGHA:SOGEGH), the current Retained Earnings is GHS1,086 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Generale Ghana (XGHA:SOGEGH) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Generale Ghana stock appears to be overvalued. The current stock price of GHS5.19 is trading 196.6% above its estimated GF Value™ of GHS1.75. GuruFocus considers Societe Generale Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SOGEGH:

  • Retained Earnings: GHS1,086 Mil
  • GF Value™: GHS1.75 vs. price of GHS5.19 (196.6% above fair value)
  • GF Score™: 74/100 with 1 warning sign

No single metric tells the full story. See the XGHA:SOGEGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe Generale Ghana Business Description

Address 2nd Crescent, Royalt Castle Road, P. O. Box: 13119, Ring Road Central, Accra, GHA
Societe Generale Ghana PLC is a financial institution that provides retail banking, corporate banking, investment banking, and other financial intermediary financial services to individuals and corporates. Its business lines include Retail Banking, Corporate Banking and Treasury. The retail banking unit serve the needs of individuals, high net worth clients, and institutional clients. Corporate banking is responsible for providing loans and other credit facilities, as well as mobilizing deposits. The Treasury unit undertakes the bank's funding activities.
74GF Score

Get the complete analysis for XGHA:SOGEGH

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS5.19
Price
GHS1.75
GF Value