Societe Generale Ghana (XGHA:SOGEGH) E10: GHS0.59 (As of Mar. 2026)

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XGHA:SOGEGH Societe Generale Ghana PLC XGHA:SOGEGH
63 GF Score
Price GHS6.80
GF Value GHS1.60
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Societe Generale Ghana E10?

Societe Generale Ghana XGHA:SOGEGH 63 E10 is GHS0.59 as of Mar. 2026. GuruFocus rates XGHA:SOGEGH with a GF Score™ of 63/100 and a GF Value™ of GHS1.60 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Societe Generale Ghana's adjusted earnings per share data for the three months ended in Mar. 2026 was GHS0.290. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is GHS0.59 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Societe Generale Ghana's average E10 Growth Rate was 9.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-18), Societe Generale Ghana's current stock price is GHS6.80. Societe Generale Ghana's E10 for the quarter that ended in Mar. 2026 was GHS0.59. Societe Generale Ghana's Shiller PE Ratio of today is 11.53.

During the past 13 years, the highest Shiller PE Ratio of Societe Generale Ghana was 20.36. The lowest was 2.96. And the median was 3.76.


Societe Generale Ghana  (XGHA:SOGEGH) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Societe Generale Ghana's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=6.80/0.59
=11.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Societe Generale Ghana was 20.36. The lowest was 2.96. And the median was 3.76.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Societe Generale Ghana E10 Related Terms


Societe Generale Ghana E10 Historical Data

* Premium members only.

The historical data trend for Societe Generale Ghana's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Generale Ghana E10 Chart

Societe Generale Ghana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.46 0.56

Societe Generale Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 0.56 0.56 0.56 0.59

XGHA:SOGEGH vs PNC: E10 Comparison

For the Banks - Regional subindustry, Societe Generale Ghana's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Generale Ghana Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Societe Generale Ghana's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Societe Generale Ghana's Shiller PE Ratio falls into.


XGHA:SOGEGH
63GF Score
Societe Generale Ghana PLC XGHA:SOGEGH
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Societe Generale Ghana E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Societe Generale Ghana's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.29/330.2130*330.2130
=0.290

Current CPI (Mar. 2026) = 330.2130.

Societe Generale Ghana Quarterly Data

per share eps CPI Adj_EPS
201603 0.030 238.132 0.042
201606 0.024 241.018 0.033
201612 0.000 241.432 0.000
201703 0.337 243.801 0.456
201706 0.009 244.955 0.012
201709 0.020 246.819 0.027
201712 0.096 246.524 0.129
201803 0.200 249.554 0.265
201806 0.024 251.989 0.031
201809 0.032 252.439 0.042
201812 0.015 251.233 0.020
201903 0.020 254.202 0.026
201906 0.050 256.143 0.064
201909 0.049 256.759 0.063
201912 0.065 256.974 0.084
202003 0.053 258.115 0.068
202006 0.040 257.797 0.051
202009 0.039 260.280 0.049
202012 0.086 260.474 0.109
202103 0.050 264.877 0.062
202106 0.046 271.696 0.056
202109 0.105 274.310 0.126
202112 0.060 278.802 0.071
202203 0.045 287.504 0.052
202206 0.113 296.311 0.126
202209 0.052 296.808 0.058
202212 -0.056 296.797 -0.062
202303 0.410 301.836 0.449
202306 0.120 305.109 0.130
202309 0.161 307.789 0.173
202312 0.215 306.746 0.231
202403 0.530 312.332 0.560
202406 0.104 314.175 0.109
202409 0.150 315.301 0.157
202412 0.391 315.605 0.409
202503 0.770 319.799 0.795
202506 0.153 322.561 0.157
202509 0.140 324.800 0.142
202512 0.074 324.054 0.075
202603 0.290 330.213 0.290

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of GHS0.59 mean?
Societe Generale Ghana (XGHA:SOGEGH) has a E10 of GHS0.59 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Societe Generale Ghana and its competitors.
Is Societe Generale Ghana's E10 too high?
Societe Generale Ghana's current E10 is GHS0.59. Overall, Societe Generale Ghana has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale Ghana's E10 compare to PNC?
Societe Generale Ghana's E10 of GHS0.59 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Societe Generale Ghana and its competitors. Societe Generale Ghana's current E10 is GHS0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale Ghana stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale Ghana (XGHA:SOGEGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.60, compared to a current price of GHS6.80 — trading 325% above its estimated fair value. The current E10 is GHS0.59. Societe Generale Ghana's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Societe Generale Ghana (XGHA:SOGEGH), the current E10 is GHS0.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Generale Ghana (XGHA:SOGEGH) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Generale Ghana stock appears to be overvalued. The current stock price of GHS6.80 is trading 325% above its estimated GF Value™ of GHS1.60. GuruFocus considers Societe Generale Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:SOGEGH:

  • E10: GHS0.59
  • GF Value™: GHS1.60 vs. price of GHS6.80 (325% above fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the XGHA:SOGEGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe Generale Ghana Business Description

Address 2nd Crescent, Royalt Castle Road, P. O. Box: 13119, Ring Road Central, Accra, GHA
Societe Generale Ghana PLC is a financial institution that provides retail banking, corporate banking, investment banking, and other financial intermediary financial services to individuals and corporates. Its business lines include Retail Banking, Corporate Banking and Treasury. The retail banking unit serve the needs of individuals, high net worth clients, and institutional clients. Corporate banking is responsible for providing loans and other credit facilities, as well as mobilizing deposits. The Treasury unit undertakes the bank's funding activities.
63GF Score

Get the complete analysis for XGHA:SOGEGH

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS6.80
Price
GHS1.60
GF Value